Q4 for Q4 2022 Investor Presentation 2022

Investor Presentation

Fourth Quarter 2022

© 2023 Assurant, Inc. All rights reserved. 1

Cautionary Statement

Some of the statements in this presentation, including our business and financial plans and any statements regarding our anticipated future financial performance, business prospects, growth and operating strategies and similar matters, including performance outlook, financial objectives, business

drivers, our ability to gain market share, and the strength, diversity, predictability and resiliency of enterprise and segment earnings, cash flows and

other results, may constitute forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Refer to Exhibit 1 in the Appendix for factors that could cause our actual results to differ materially from those currently estimated by management, including those projected the company outlook and financial objectives, and information on where you can find a more detailed discussion of these factors in our SEC filings.

Assurant uses non-GAAP financial measures to analyze the company's operating performance. Assurant's non-GAAP financial measures should not be considered in isolation or as a substitute for GAAP financial measures. Because Assurant's calculation of these measures may differ from similar measures used by other companies, investors should be careful when comparing Assurant's non-GAAP financial measures to those of other

companies. Refer to Exhibit 2 in the Appendix for a reconciliation of non-GAAP financial measures to the most comparable GAAP financial measures.

Assurant is an insurance holding company and the ownership of its stock is subject to certain state and foreign insurance law requirements. Refer to

Exhibit 3 for additional detail.

© 2023 Assurant, Inc. All rights reserved. 2

Our Vision

To be the leading global business services company supporting the advancement of the connected world

© 2023 Assurant, Inc. All rights reserved. 3

B2B2C Model Aligned with Leaders and Long-term Winners

1. Amounts reflect as revised net earned premiums, fees and other income for the year ended December 31, 2022. Refer to Exhibit 4 for a reconciliation of the line of businesses' net earned premiums, fees and other income to the amounts originally reported for prior periods.
   Refer to Exhibit 5 in the Appendix for a list of sources. Non-financial information listed is as of December 31, 2022.

© 2023 Assurant, Inc. All rights reserved. 55