Patent Application Titled “Virtual Home Inspection” Published Online (USPTO 20230252576): Patent Application

2023 AUG 24 (NewsRx) -- By a News Reporter-Staff News Editor at Technology Business Daily -- According to news reporting originating from Washington, D.C., by NewsRx journalists, a patent application by the inventor Lekas, Stephen Nicholas (San Francisco, CA, US), filed on December 12, 2022, was made available online on August 10, 2023.

No assignee for this patent application has been made.

Reporters obtained the following quote from the background information supplied by the inventors: “

“Field

“The present disclosure generally relates to insurance services, and more particularly to property inspection for property insurance.

“Description of the Related Art

“The homeowners insurance industry uses certified property inspectors to provide property inspection data. The property inspection data provides risk characteristic information to an insurance carrier to be used by the insurance carrier in rating and underwriting a property’s insurance policy. The cost of having the certified property inspector sent to the property is often passed along to the consumer purchasing the insurance policy.”

In addition to obtaining background information on this patent application, NewsRx editors also obtained the inventor’s summary information for this patent application: “In certain embodiments, a method is provided for facilitating virtual inspection of an insurable area. The method includes the steps of receiving an indication of a request from a user at a user mobile device to perform a virtual inspection of an insurable area, determining one or more information items needed with respect to the insurable area, providing a set of instructions to the user at the mobile device for capturing one or more image items based on the determined one or more information items, receiving a set of image items from the mobile device in response to the instructions and providing an insurance decision for the insurable area based on the received set of image items.

“In certain embodiments, a system for facilitating a virtual inspection of an insurable area is provided. The system includes a client application installed at a user mobile device and a server for hosting the client application. In certain embodiments, the server includes one or more processors and a machine-readable medium including instructions stored therein, which when executed by the processors, cause the processors to perform operations. The operations include receiving a request from the mobile device to perform a virtual inspection of an insurable area, determining one or more information items needed with respect to the insurable area, providing a set of instructions to the user at the mobile device for capturing one or more image items based on the determined one or more information items, receiving a set of image items from the mobile device in response to the instructions, analyzing the set of image items and extracting at least one of the one or more information items from the set of image items.

“In certain embodiments, a non-transitory computer-readable medium having computer-executable instructions stored thereon for execution by a processor to perform a method for facilitating a virtual inspection of an insurable area is provided. The method may include the steps of receiving an indication of a request from a user at a user mobile device to perform a virtual inspection of an insurable area, determining one or more information items needed with respect to the insurable area, providing a set of instructions to the user at the mobile device for capturing one or more image items based on the determined one or more information items, the instructions identifying a list of areas of the insurable area, receiving a set of image items from the mobile device in response to the instructions, the set of image items providing images from one or more of the list of areas of the insurable area and providing an insurance decision for the insurable area based on the received set of image items.

“It is understood that other configurations of the subject technology will become readily apparent from the following detailed description, where various configurations of the subject technology are shown and described by way of illustration. As will be realized, the subject technology is capable of other and different configurations and its several details are capable of modification in various other respects, all without departing from the scope of the subject technology. Accordingly, the drawings and detailed description are to be regarded as illustrative in nature and not as restrictive.”

The claims supplied by the inventors are:

“1-23. (canceled)

“24. A method for facilitating a virtual inspection of an insurable area, the method including the steps of: receiving an indication of a request from a user at a user mobile device to perform a virtual inspection of an insurable area; determining one or more information items needed with respect to the insurable area; providing a set of instructions to the user at the mobile device for capturing one or more image items based on the determined one or more information items; receiving a set of image items from the mobile device in response to the instructions; and providing an insurance decision for the insurable area based on the received set of image items.”

For more information, see this patent application: Lekas, Stephen Nicholas. Virtual Home Inspection. U.S. Patent Application Number 20230252576, filed December 12, 2022 and posted August 10, 2023. Patent URL (for desktop use only): https://ppubs.uspto.gov/pubwebapp/external.html?q=(20230252576)&db=US-PGPUB&type=ids

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