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Is affordability a hoax?

18 hours ago

The average costs of purchasing a home in Georgia is over $360,000 today, so high that the average age of a first-time home buyer is now 41 years old, compared to 10 years ago when it was 32 years old. Groceries costing $161.87 in 2006 now costs well over $300 to $400. The U.S. Bureau of Labor shows a 155.64 percent increase in auto insurance premiums from 2006 to 2026..

Reports Summarize Managed Care Study Results from Brown University (Litigating the No Surprises Act: How Legal Challenges Undermined Cost Containment and Reshaped Provider Payments): Managed Care

October 22, 2026

2026 OCT 22– By a News Reporter-Staff News Editor at Health Policy and Law Daily– Researchers detail new data in Managed Care. The news correspondents obtained a quote from the research from Brown University,“ This litigation has profoundly impacted the Act’ s cost-saving objectives by eroding its payment methodology and fostering extensive use of the IDR…

Researchers from Geisinger Provide Details of New Studies and Findings in the Area of Managed Care and Specialty Pharmacy (Trends In Annual Medication Possession In Older Adults With Type 2 Diabetes): Drugs and Therapies – Managed Care and Specialty Pharmacy

October 22, 2026

2026 OCT 22– By a News Reporter-Staff News Editor at Health Policy and Law Daily– Current study results on Drugs and Therapies- Managed Care and Specialty Pharmacy have been published. According to news reporting originating in Danville, Pennsylvania, by NewsRx journalists, research stated,“ Older adults make up a substantial portion of individuals with type 2…

AM Best to Present and Participate at 2026 Shanghai International Reinsurance Conference

October 22, 2026

Members of AM Best’ s analytic team will deliver outlook presentations on China’ s non-life insurance segment and the global and Asian reinsurance markets at the 2026 Shanghai International Reinsurance Conference, which will take place 27-30 October 2026 in Shanghai, China. The presentation will be followed by one on the global and Asia reinsurance segments,…

Job-Based Health Plan Costs Rise, With Little Relief in Sight

October 22, 2026

One of the biggest changes this year, for instance, came in the amount workers pay toward their own coverage, rising an average of 9% to $7,471 annually for a family, according to a broad annual survey released Oct. 22 by KFF, a health information nonprofit that includes KFF Health News. Their employers, too, faced additional costs, with the average family coverage…

Why the new progressive Democrats in Congress might unite with the old Dems, for now

October 22, 2026

Cost of employer-sponsored health insurance plans rises again, nonpartisan survey finds

October 22, 2026

Health Insurance Costs Keep Climbing for American Workers, Survey Finds

October 22, 2026

Florida Supreme Court opens door to some lawsuits against insurers

October 22, 2026

Defiance Injury Law Expands Seattle Trial Team, Strengthens Medical Malpractice and Elder Abuse Practice, and Advances Catastrophic Trucking Initiative

October 22, 2026

"Defiance Injury Law PLLC managing attorneys Holly D. Brauchli, Jeffrey H. Richter, and Nicholas R. Andrews" With Holly D. Brauchli, Jeffrey H. Richter, and attorney Bekah Young, the Seattle law firm brings additional litigation experience to complex injury cases while introducing a closer examination of liability beyond commercial trucking insurance policies….

Average long-term US mortgage rate eases to 7.32% in first pullback since late August

October 22, 2026

They generally follow the trajectory of the 10- year Treasury yield, which lenders use as a guide to pricing home loans. Mortgage rates have been climbing since late February, when the U.S. war with Iran began, pushing up the price of oil and driving inflation higher. The run-up in rates also reflects heightened bond market volatility, which has pushed up yields on…

Here’s what Gov. Moore and Dan Cox promised Marylanders with disabilities

October 22, 2026

Wes Moore and Republican gubernatorial nominee Dan Cox pledged Thursday to protect the rights of Marylanders with disabilities and respond to changes in federal disability policy as they outlined plans to improve access to healthcare, transportation and voting. A recent report by Spotlight on Maryland found that more than 200 appeals involving people…

DOJ charges 15 for $2 billion in fraudulent health care claims in California

October 22, 2026

The U.S. Department of Justice on Thursday announced charges against 15 people, including six medical professionals, for allegedly participating in schemes that collectively submitted $2 billion in fraudulent health care claims to private and public insurers. The largest of the cases involved $1.6 billion in billings for what the DOJ described as "sham…

AM Best Revises Issuer Credit Rating Outlook to Stable for Ohio Mutual Insurance Group’s Members

October 22, 2026

AM Best has revised the outlook to stable from negative for the Long-Term Issuer Credit Ratings and affirmed the Financial Strength Rating of A and the Long-Term ICRs of“ a+” for the members of Ohio Mutual Insurance Group. The outlook of the FSR is stable. See below for detailed listing of these companies and Credit Ratings.

OP Bancorp Reports Third Quarter 2026 Net Income of $7.8 Million, Diluted EPS of $0.52

October 22, 2026

OP Bancorp, parent company of Open Bank, today reported:. Sang K. Oh, President and Chief Executive Officer:. Net interest income increased by $2.1 million, or 11%, primarily driven by continued loan growth and the normalization of Federal Reserve Bank account income following a prior-quarter accrual adjustment.

Selective Reports Third Quarter 2026 Results

October 22, 2026

Selective Insurance Group, Inc. reported financial results for the third quarter ended September 30, 2026, with net income per diluted common share of $2.11 and non-GAAP operating income 1 per diluted common share of $2.37. These results reflect our disciplined underwriting approach and continued progress to improve profitability,” said John J. Marchioni,…

Universal Reports Third Quarter 2026 Results

October 22, 2026

Universal Insurance Holdings reported third quarter 2026 results. "Subsequent to quarter end, Hurricane Isaias made landfall near Destin in the western Florida Panhandle as a Category 2 hurricane before quickly weakening as it moved inland. Net income available to common stockholders was $52.5 million, compared to net income of $39.8 million in the prior…

AM Best Affirms Credit Ratings of Maxseguros EPM Ltd.

October 22, 2026

AM Best has affirmed the Financial Strength Rating of A- and the Long-Term Issuer Credit Rating of“ a-” of Maxseguros EPM Ltd.. Maxseguros, established in Bermuda in 2008, is a single-parent captive insurer wholly owned by EPM, which is owned by the Colombia municipality of Medellín. EPM is the largest power generation and multi-utility company in Colombia.

AM Best Affirms Performance Assessment of First Indemnity Insurance Agency, Inc.

October 22, 2026

AM Best has affirmed the Performance Assessment of PA-3 of First Indemnity Insurance Agency, Inc.. The outlook of the assessment is stable. The assessment reflects First Indemnity’ s strong underwriting capabilities, strong governance and internal controls, strong financial condition, strong organizational talent and its strong depth and breadth of…

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