Open state lines

There is much debate on the GOP's plan on removing state lines to allow Americans access to insurance companies throughout the U.S. The idea is that this will create competition among the insurance companies, but I also see it giving us the advantage of having in-network choices throughout the country, not just our home state.

Some express that it won't work - it creates more work for the insurance companies to actually develop in-network contracts with health providers. However, from a business standpoint, if the insurance companies can't get contracts with all the providers within their state, it's wise to expand for the benefit of their clientele.

When choosing insurances, folks will look at the offers of benefits, in-network providers, and costs. Who wouldn't want to be covered across the country? Having that option gives the insured a feeling of security while traveling in addition to stress relief if they move to a different state. There is no need to go through the painful task of choosing a new insurance company. The insured gets to keep their same insurance policy, and the insurance company keeps their client. Opening up state lines is a win/win situation.

Kim Kuhn

St. George

Credit: By Kim Kuhn For the Deseret News