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. IN SOME CASES, THOSE MONTHLY COSTS HAVE RISEN BY AS MUCH AS 40%. . JENN SULLIVAN LOOKS AT WHAT'S CAUSING THE PRICE HIKE WHEN DISASTER STRIKES-HOME INSURANCE IS THERE TO HELP COVER SOME OF THE COSTS. Travis Hodges, Managing Director at VIU by HUB: "Your home is one of your largest assets and in the insurance industry, it's wise and prudent to protect that asset." BUT THE PRICE OF THAT PROTECTION IS BECOMING MORE EXPENSIVE. HOME INSURANCE BROKER TRAVIS HODGES SAYS HE'S SEEING AN AVERAGE INCREASE OF 27 PERCENT YEAR OVER YEAR. AND IN SOME CASES THE COST OF INSURING YOUR HOME CAN GO EVEN HIGHER. Travis Hodges, Managing Director at VIU by HUB: "We've heard as much as 40%." SO WHAT'S CAUSING THE PRICE HIKE? HODGES SAYS THERE ARE A FEW REASONS. 1-CHANGING WEATHER PATTERNS AND EVENTS, SUCH AS TORNADOES AND WILDFIRES 2-THE COST OF MATERIALS HAS GONE UP SO IT COSTS MORE TO FIX ANY DAMAGE 3-PROPERTY VALUES HAVE RISEN LET'S LOOK AT THOSE NUMBERS FOR A MOMENT: IN JANUARY-THE MEDIAN HOME SALE PRICE WAS $379,100 ACCORDING TO THE NATIONAL ASSOCIATION OF REALTORS. THAT'S 5.1% HIGHER THAN JANUARY OF LAST YEAR. AND IT'S THE 7TH MONTH IN ROW PRICES HOME HAVE GONE UP. Travis Hodges, Managing Director at VIU by HUB: "Everything else has gone up. Insurance has just mirrored that and been proportionate." SO WHAT CAN YOU DO TO SAVE MONEY? IF YOU'RE WILLING TO INCREASE YOUR DEDUCTIBLE BY AS MUCH AS $500HODGES SAYS YOU CAN SAVE ANYWHERE FROM 15- 20%. AND SHOP AROUND FOR DIFFERENT POLICIES. Travis Hodges, Managing Director at VIU by HUB "We actually do that proactively for our clients. Every time there's a renewal, we let them know what other options are out there." AND REMEMBERFLOOD INSURANCE IS A SEPERATE PLAN. FOR CONSUMER WATCH, I'M JENN SULLIVAN. BREAK JENN SULLIVAN. BREAK BREAK [upbeat music] ?? ?? ?? ?? The new Double Tostadas. Now with Baja Shrimp. Only at El Pollo Loco. [upbeat music] 8 pieces of pollo. 3 large sides. Warm tortillas. ?? The Fire-Grilled Family Meal. Only at