Many insurance companies are raising their homeowners’ deductibles from 1% to 2%

Watchdog reader Paul Barth of Dallas calls it“ Homeowners Policy Shock.” No, it’ s not the name of a rock band. Showing it the easy way, let’ s pretend there is still such a thing in Dallas-Fort Worth as a $100,000 home. At 1%, your out-of-pocket cash would be $1,000.