Legal Notice

NOTICE OF FORECLOSURE SALE FILE NUMBER: 23SP000016-210 Under and by virtue of the power of sale contained in that certain Deed of Trust executed by ANDREW SCOTT REYNOLDS AND SHERRI RENEE REYNOLDS payable to HOMESTAR FINANCIAL CORP., lender, to FIRST AMERICAN TITLE INSURANCE COMPANY, Trustee, dated December 2, 2021, and recorded in Book DT 116, Page 3 of the Clay County Public Registry by GODDARD & PETERSON, PLLC, Substitute Trustee, defaul Substitute Trustee, default having been made in the terms of agreement set forth by the loan agreement secured by the said Deed of Trust and the undersigned, GODDARD & PETERSON, PLLC, having been substituted as Successor Trustee in said Deed of Trust by an instrument duly recorded in the Official Records of Clay County, North Carolina, in Book CRP 475, Page 150, and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door in Clay County, North Carolina, or the customary location designated for foreclosure sales, on February 13, 2026 at 11:00 AM, and will sell to the highest bidder for cash the following real estate situated in the County of Clay, North Carolina, and being more particularly described as follows:

PARCEL IDENTIFICATION NUMBER(S): 640900515683 ADDRESS: 647 BETHABARA VIEW HAYESVILLE, NC 28904 PRESENT RECORD OWNER(S): ANDREW SCOTT REYNOLDS AND SHERRI RENEE REYNOLDS THE LAND DESCRIBED HEREIN IS SITUATED IN THE STATE OF NORTH CAROLINA, COUNTY OF CLAY, AND IS DESCRIBED IN DEED BOOK DT I16, PAGE 3, AS FOLLOWS:

ALL THAT CERTAIN TRACT OR PARCEL OF LAND CONTAINING 1.15 ACRES, MORE OR LESS, BEING DESIGNATED AS LOT 13 OF BETHABARA VIEW SUBDIVISION, LYING IN SHOOTING CREEK TOWNSHIP, CLAY COUNTY, NORTH CAROLINA, BEING MORE PARTICULARLY DESCRIBED ACCORDING TO A PLAT OF SURVEY DATED AUGUST 1, 2005 BY CHARLES V. BRYSON, P.L.S., AND RECORDED IN PLAT CABINET 4, SLIDE 1071, CLAY COUNTY REGISTRY, REFERENCE TO SAID PLAT OF SURVEY BEING MADE FOR INCORPORATION HEREIN FOR A MORE PARTICULAR LEGAL DESCRIPTION OF SAID TRACT OR PARCEL OF LAND.

CONVEYED WITH AND SUBJECT TO A NON-EXCLUSIVE, PERPETUAL RIGHT OF WAY AND EASEMENT FOR ROAD AND UTILITIES OVER AND ACROSS THE RIGHTS OF WAY AND EASEMENTS AS SHOWN ON THE ABOVE REFERENCED PLAT OF SURVEY FOR THE PURPOSES OF INGRESS, EGRESS, REGRESS FROM THE HEREIN DESCRIBED LOT TO THE PUBLIC ROAD. CONVEYED SUBJECT TO THE NO-BUILD AREA ALONG THE WEST BOUNDARY LINE OF THE HEREIN DESCRIBED LOT AND DEPICTED ON THE ABOVE REFERENCED PLAT OF SURVEY.

CONVEYED WITH AN CONVEYED WITH AND SUBJECT TO THE COVENANTS AND RESTRICTIONS GOVERNING BETHABARA VIEW SUBDIVISION AS RECORDED IN DEED BOOK 260, PAGE 28 AND DEED BOOK 291, PAGE 263, CLAY COUNTY REGISTRY.

CONVEYED WITH AND SUBJECT TO THAT CERTAIN WELL AGREEMENT RECORDED IN DEED BOOK 296, PAGE 227, CLAY COUNTY, NC REGISTRY.

SUBJECT TO THAT CERTAIN BLANKET UTILITY EASEMENT IN FAVOR OF BLUE RIDGE MOUNTAIN ELECTRIC MEMBERSHIP CORPORATION RECORDED IN DEED BOOK 250, PAGE 146, CLAY COUNTY, NC REGISTRY.

SUBJECT TO ALL MATTERS AS SHOWN ON THE ABOVE MENTIONED PLAT OF SURVEY.

FOR SOURCE OF TITLE REFERENCE DEED BOOK 454, PAGE 42, CLAY COUNTY, NC REGISTRY.

Trustee may, in the Trustees sole discretion, delay the sale for up to one hour as provided in N.C.G.S. §45-21.23.

Should the property be purchased by a third party, that party must pay the excise tax, as well as the court costs of Forty-Five Cents ($0.45) per One Hundred Dollars ($100.00) required by N.C.G.S. §7A-308(a)(1).

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance "AS IS, WHERE IS. Neither the Trustee nor the holder of the note secured by the deed of trust/security agreement, or both, being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. Also, this property is being sold subject to all taxes, special assessments, and prior liens or prior encumbrances of record and any recorded releases. Said prop- erty is also being sold subject to applicable Federal and State laws.

A deposit of five percent (5%) of the purchase price, or seven hundred fifty dollars ($750.00), whichever is greater, is required and must be tendered in the form of certified funds at the time of the sale.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in its sole discretion, if it believes the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Additional Notice for Residential Property with Less than 15 rental units, including Single-Family Residential Real Property: An order for possession of the property may be issued pursuant to N.C.G.S. § 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may after receiving the notice of foreclosure sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days but not more than 90 days, after the sale date contained in this notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, except as stated below in the instance of bankruptcy protection.

IF YOU ARE UNDER THE PROTECTION OF THE BANKRUPTCY COURT OR HAVE BEEN DISCHARGED AS A RESULT OF A BANKRUPTCY PROCEEDING, THIS NOTICE IS GIVEN TO YOU PURSUANT TO STATUTORY REQUIREMENT AND FOR INFORMATIONAL PURPOSES AND IS NOT INTENDED AS AN ATTEMPT TO COLLECT A DEBT OR AS AN ACT TO COLLECT, ASSESS, OR RECOVER ALL OR ANY PORTION OF THE DEBT FROM YOU PERSONALLY.

Thomas R. Goddard Goddard & Peterson, PLLC Substitute Trustee 125 B Williamsboro Street Oxford, NC 27565 ccp897169 NOTICE OF FORECLOSURE SALE FILE NUMBER: 25SP000019-210 Under and by virtue of the power of sale contained in a Deed of Trust executed by JUDITH METHFESSEL AND HARRY METHFESSEL dated December 14, 2006 in the amount of $675,000.00 and recorded in Book X9, Page 36 of the Clay County Public Registry by ANTHONY MASELLI OR GENEVIEVE JOHNSON, EITHER OF WHOM MAY ACT, Substitute Trustee, default having been made in the terms of agreement set forth by the loan agreement secured by the said Deed of Trust and the undersigned, ANTHONY MASELLI OR GENEVIEVE JOHNSON, EITHER OF WHOM MAY ACT having been substituted as Successor Trustee in said Deed of Trust Irust by Oy ar an Iristrurrerl instrument auýy duly recorded recorded in the the Official Official Records Records of of Clay Clay County, County, North Carolina, Carolina, in in Book Book CRP CRP North 486, 486, Page Page 351, 351, and and the the holdholder er of of the note note evidencing evidencing said the indebtedness indebtedness having having directed directed that that the the Deed of Trust Trust be be of foreclosed, the the undersigned undersigned foreclosed, Substitute Substitute Trustee Trustee will offer offer will for for sale sale at at the the courthouse courthouse door door in in Clay Clay County, County, North North Carolina, or or the the customary customary loCarolina, cation cation designated designated for foreclo- foreclofor sure sure sales, sales, on on February February 13, 13, 2026 Dnoe a+ at 14.09 11:00 AM, ANA and ann ill will sell to the highest bidder for cash the following real estate situated in the County of Clay, North Carolina, and being more particularly described as follows:

PARCEL IDENTIFICATION NUMBER(S): 555100751940 ADDRESS: 78 TIMBER RIDGE LN HAYESVILLE, NC 28904 PRESENT RECORD OWNER(S): UNKNOWN HEIRS OF JUDITH METHFESSEL THE LAND DESCRIBED HEREIN IS SITUATED IN THE STATE OF NORTH CAROLINA, COUNTY OF CLAY, AND IS DESCRIBED IN DEED BOOK X9, PAGE 36, AS FOLLOWS:

ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATED IN HAYESVILLE TOWNSHIP, CLAY COUNTY, NORTH CAROLINA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEING ALL OF LOT #41, RIVER OAKS SUBDIVISION, AS SHOWN ON PLAT THEREOF RECORDED IN PLAT CABINET 2 SLIDE 785, CLAY COUNTY REGISTRY, REFERENCE TO WHICH IS HEREBY MADE AND INCORPORATED HEREIN AS FULLY AS IF SET FORTH OR LENGTH.

THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO THOSE CERTAIN EASEMENTS AND RIGHT- OF WAY FOR SUBDIVISION ACCESS ROADS AND STREETS AS SHOWN ON THE RECORDED PLATS OF RIVER OAKS SUBDIVISION APPEARING OF RECORD IN PLAT CABINET 2 SLIDE(S) 775, AND 785, CLAY COUNTY REGISTRY, AND REFERENCE TO SAID PLAT IS HEREBY MADE AND INCORPORATED HEREIN AS FULLY AS IF SET FORTH AT LENGTH; AND FURTHER, THIS CONVEYANCE IS ALSO MADE TOGETHER WITH AND SUBJECT TO THOSE CERTAIN CONDITIONS, COVENANTS, EASEMENTS, RESTRICTIONS, RIGHT - OF - WAY, AND USES APPLICABLE TO RIVER OAKS SUBDIVISION, AS RECORDED IN BOOK 181, PAGE 40, CLAY COUNTY REGISTRY, REFERENCE TO WHICH IS HEREBY MADE AND INCORPORATED HEREIN AS FULLY AS IF SET FORTH AT LENGTH.

THE IMPROVEMENTS THEREON BEING COMMONLY KNOWN AS 78 TIMBER RIDGE LANE, HAYESVILLE, NORTH CAROLINA 28904.

BEING THE SAME LOT OR PARCEL OF GROUND WHICH BY DEED DATED OCTOBER 24, 1995 AND RECORDED AMONG THE LAND RECORDS OF CLAY COUNTY IN BOOK 187 PAGE 235, WAS GRANTED AND CONVEYED BY JAMES v. LEDFORD, TRUSTEE, AND ERIC WELLS, TRUSTEE, UNTO HARRY METHFESSEL AND WIFE, JUDITH METHFESSEL.

Trustee may, in the Trustees sole discretion, delay the sale for up to one hour as provided in N.C.G.S. $45-21 .23.

Should the property be purchased by a third party, that party must pay the excise tax, as well as the court costs of Forty-Five Cents ($0.45) per One Hundred Dollars ($100.00) required by N.C.G.S. $7A-308(a)(1).

The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance "AS IS, WHERE IS. Neither the Trustee nor the holder of the note secured by the deed of trust/security agreement, or both, being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the holder of the note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. Also, this property is being sold subject to all taxes, special assessments, and prior liens or prior encumbrances of record and any recorded releases. Said property is also being sold subject to applicable Federal and State laws.

A deposit of five percent (5%) of the purchase price, or seven hundred fifty dollars ($750.00), whichever is greater, is required and must be tendered in the form of certified funds at the time of the sale.

If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the trustee, in its sole discretion, if it believes the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.

Additional Notice for Residential Property with Less than 15 rental units, including Single-Family Residential Real Property: An order for possession of the property may be issued pursuant to N.C.G.S. § 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.

Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may after receiving the notice of foreclosure sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days but not more than 90 days, after the sale date contained in this notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, except as stated below in the instance of bankruptcy protection.

IF YOU ARE UNDER THE PROTECTION OF THE BANKrUPTCY COURT OR HAVE BEEN DISCHARGED AS A RESULT OF A BANKRUPTCY PROCEEDING, THIS NOTICE IS GIVEN TO YOU PURSUANT TO STATUTORY REQUIREMENT AND FOR INFORMATIONAL PURPOSES AND IS NOT INTENDED AS AN ATTEMPT TO COLLECT A DEBT OR AS AN ACT TO COLLECT, ASSESS, OR RECOVER ALL OR ANY PORTION OF THE DEBT FROM YOU PERSONALLY.

Sarah A. Waldron or Terrass Scott Misher, Esq ROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS, PLLC Attorneys for the Substitute Trustee 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Telephone: (470) 321-7112 ccp897073 Creditors Notices STATE OF NORTH CAROLINA IN THE GENERAL

COURT OF JUSTICE CLAY COUNTY SUPERIOR COURT DIVISION NOTICE TO CREDITORS OF Constance Evelyn Wedel Having qualified as Executor of the deceased, Constance Evelyn Wedel, late of Clay County, State of North Carolina, this is to notify all persons having claims against the estate of said deceased to exhibit them to the undersigned at the following address:

Ann W. Beam 90 Brittany Pointe, Hayesville, NC 28904 on or before the 14th day of May 2026, or this Notice will be pleaded in bar of their recovery. All persons indebted to said decedent will please make immediate payment.

This the 22nd day of January, 2026 Ann W. Beam, Executor of the Estate of Constance Evelyn Wedel, deceased ccp897642 NOTICE TO CREDITORS , Joyce S. Dupriest, having qualified as the Ancillary Executor of the Estate of David Stanley Dupriest, Sr, deceased, Estate File number 26E000018-210, of Clay County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the Estate of David Stanley Dupriest, Sr., to exhibit them to the undersigned attorney at the address below, on or before May 10th, 2026, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned.

This the 29th day of January, 2026.

JOYCE S. DUPRIEST, Ancillary Executor Larry G. Simonds, Jr. Attorney at Law Stricker Law Firm, PLLC 102 Hiwassee Street Murphy, NC 28906 ccp898565 NOTICE TO CREDITORS , Darrin Craig Shaw, having qualified as the Executor of the Estate of Judith S. Shaw, deceased, Estate File number 26E000011-210, of Clay County, North Carolina, the undersigned does hereby notify all persons, firms and cor- porations having claims against the Estate of Judith s. Shaw, to exhibit them to the undersigned attorney at the address below, on or before April 27th, 2026, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned. This the 19th day of January, 2026.

DARRIN CRAIG SHAW, Executor Larry G. Simonds, Jr. Attorney at Law Stricker Law Firm, PLLC 102 Hiwassee Street Murphy, NC 28906 ccp897064 NOTICE TO CREDITORS OF KAREN MARIE BALLARD Having qualified as Executrix of the Estate of Karen Marie Ballard, deceased, late of Clay County, North Carolina, this is to notify all persons having claims against the estate of said deceased to exhibit them to the undersigned at the following address: 33 Main Street, Hayesville, NC 28904, on or before the 15th day of May, 2026, or this Notice will be pleaded in bar of their recovery. AIl persons indebted to said decedent will please make immediate payment.

This 27th day of January, 2026.

Rebecca Sprinkles, Executrix of the Estate of Karen Marie Ballard Deceased Paul S. Lipof Lipof & Nichols, PLLC 33 Main Street Hayesville, NC 28904 ccp898255 NOTICE TO CREDITORS I, Deborah S. Tyler, having qualified as the Executor of the Estate of Patricia Shell, deceased, Estate File number 25E000146-210, of Clay County, North Carolina, the undersigned does hereby notify all persons, firms and cor- porations having claims against the Estate of Patricia Shell, to exhibit them to the undersigned attorney at the address below, on or before April 20th, 2026, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned. This the 12th day of January, 2026.

DEBORAH S. TYLER, Executor Larry G. Simonds, Jr. Attorney at Law Stricker Law Firm, PLLC 102 Hiwassee Street Murphy, NC 28906 ccp896194 NOTICE TO CREDITORS OF SARA ELIZABETH DARSEY AVARY Having qualified as Executor of the Estate of Sarah Elizabeth Darsey Avary, deceased, late of Clay County, North Carolina, this is to notify all persons having claims against the estate of said deceased to exhibit them to the undersigned at the following address: 33 Main Street, Hayesville, NC 28904, on or before the 1st day of May, 2026, or this Notice will be pleaded in bar of their recovery. All persons indebted to said decedent will please make immediate payment.

This 13th day of January, 2026 Joseph Avary, Executor of the Estate of Sarah Elizabeth Darsey Avary Deceased Paul S. Lipof Lipof & Nichols, PLLC 33 Main Street Hayesville, NC 28904 ccp896294 NOTICE TO CREDITORS I, Susan L. Young, having qualified as the Executor of the Estate of Mary Josephine Whipple, deceased, Estate File number 26E00001: 3-210, of Clay County, North Carolina, the undersigned does hereby notify all persons, firms and corporations having claims against the Estate of Mary Josephine Whipple, to exhibit them to the undersigned attorney at the address below, on or before May 4th, 2026, or this notice will be pleaded in bar of their recovery. All persons, firms and corporations indebted to the said estate will please make immediate payment to the undersigned. This the 26th day of January, 2026. SUSAN L. YOUNG, Executor Larry G. Simonds, Jr. Attorney at Law Stricker Law Firm, PLLC 102 Hiwassee Street Murphy, NC 28906 ccp898058