Kansas storm season insurance claims nearly double in two years

Mark Shelton

Dodge City Globe

The Kansas Department of Insurance has released new data highlighting the financial impact of severe weather across the state in 2025. According to Vicki Schmidt, insurance companies paid out more than $879 million in storm-related claims last year.

In total, 82,498 storm damage claims were reported across Kansas in 2025, with insurers paying $879,074,368.54 to policyholders for damages caused by severe weather.

The data also showed a significant increase in payouts compared to recent years. Insurance claim payments in 2025 rose 99 percent compared to 2023, when insurance companies paid approximately $442 million on 147,710 claims.

County-level data revealed large differences in storm impacts across the state. Sedgwick County recorded the highest total payouts, with more than $328 million paid in storm-related claims. Meanwhile, Rush County had the lowest reported total, with nearly $102,000 in insurance payments.

"These numbers serve as a reminder that severe storms happen right here in Kansas, and the damage is costly," Schmidt said in a statement. "Review your policy and check in with your insurance agent to make sure you are ready for this storm season."

The Department of Insurance collects annual data from companies that write property and casualty insurance policies in Kansas. Officials say the information helps the state understand how storms affect communities and allows regulators to monitor trends within the insurance marketplace.

The data includes claims for a wide range of storm-related damages affecting both homes and vehicles. Categories tracked include hail, wind, water damage, fire, and other weather-related losses.

State officials also encourage residents experiencing difficulties with an insurance claim to reach out for assistance. The department's Consumer Assistance Division can help Kansans with claim-related questions or concerns during storm season.

Residents can contact the division by phone at 785-296-3071, by email at KDOI.complaints@ks.gov, or by visiting the department's website for additional information and resources.