ISSFAM: Life insurance with DISCOUNTS for Mexican military in 2024

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The Social Security Institute for the Mexican Armed Forces (ISSFAM) has established agreements with various entities to offer discounts and preferential prices on life insurance to military personnel and members of the Mexican Armed Forces during the year 2024.

In order to benefit active duty personnel, retired personnel, pensioners, ISSFAM workers, as well as Banjercito S.N.C. workers and their beneficiaries, agreements have been reached to facilitate access to life insurance with favorable conditions.

In order to have access to these discounts, it is necessary to present the documentation that proves the belonging to the mentioned personnel, such as the credential issued by the Secretary of National Defense, the Secretary of the Navy, ISSFAM and Banjercito. It is important to keep in mind that the conditions established in this directory may change without prior notice, since the discount program remains dynamic and constantly incorporates new agreements.

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Sekura

Sekura Agente de Seguros y de Finanzas, S.A. de C.V., offers members of the Mexican Armed Forces on active duty, retirees, pensioners, ISSFAM workers, Banjercito workers and their beneficiaries, contributions with different insurance companies such as Insignia Life, Seguros Afirme, Afirme Grupo Financiero and Hir Compañía de Seguros. These insurances have a diversity of coverage moments and accept ages up to 90 years old.

Aarco

Aarco Agente de Seguros y Finanzas S.A. offers life insurance to members of the Mexican Armed Forces on active duty, retirees, pensioners, ISSFAM workers, Banjercito workers and their dependents. This insurance includes active and retired members of the Air Force and marines, both administrative and operational, without applying extra premiums for occupational risk and with coverage up to 70 years of age.

Importance of taking out life insurance in addition to military health services

It is essential for military personnel to have independent life insurance, in addition to that offered by the armed institution in health services, for several reasons. First, these additional insurances provide an extra layer of protection and financial security for military personnel and their families in the event of death or disability, covering expenses that may not be covered by the insurance provided by the institution.

In addition, stand-alone life insurance can offer broader and more flexible benefits, tailored to the specific needs of each individual and their family, such as the ability to choose the amount of coverage, designated beneficiaries and payment terms. This provides greater peace of mind and certainty at critical times.

Also, having separate life insurance can ensure continued coverage even after retirement or withdrawal from active service, when insurance benefits provided by the institution may be limited or cease altogether.

Having separate life insurance is a prudent and responsible measure that complements the protection offered by the military institution, ensuring the financial well-being of military members and their loved ones at all stages of their lives.