Insurance discounts for safe driving offered by big companies? Here’s what I learned

The other week, my wife and I were driving to a restaurant when a black pickup truck suddenly jumped into our lane. There are few sounds I hate more than car metal crashing into car metal. I tell you this story because when I called my auto insurer, State Farm, the woman who took down the information said,“ Oh, that was on Highway 377 at 6:32 p.m.”.