Hit by a Driver With No Insurance? Texas Families Have More Options Than They Think

Check your own policy first. If an uninsured driver hit you, the coverage that saves your family may be the uninsured motorist protection you have been paying for all along, and the lawyers who handle these claims daily have a warning about what happens when you use it.

Uninsured and underinsured motorist coverage, UM and UIM for short, lets an injured person recover from their own insurer what the at fault driver cannot pay. J. Alexander Law Firm, named the 2026 recipient of the Texas Personal Injury Excellence Award after an independent review of 24 Texas personal injury firms, handles those claims for families in every part of Texas and Oklahoma, and treats them with a warning: your own insurance company is not on your side once a UM claim is filed.

When your insurer becomes the defendant

A UM or UIM claim flips the relationship. The company that sent the friendly renewal letters now evaluates the claim exactly as an opposing carrier would: questioning the injuries, disputing the medical care, and offering a fraction of the policy a family paid premiums to secure. Texas law gives policyholders real leverage against unfair claim handling, but only when the claim is documented and pressed like any other lawsuit.

The award review found the recipient firm applies its full trial standard to those files. Over the decade examined, the firm resolved more than 500 cases, and in the cases carriers pushed past negotiation and into trial, it took a winning verdict in each, a record validated in open court records ahead of publication and weighted heaviest among the five published criteria.

How the review was performed

More is available on the firm's about us page.

The reviewers were practicing lawyers using practicing lawyers' tools: docket searches, verdict reports, and the professional research databases the public never logs into, the same diligence applied before any attorney refers out a case.

Behind the award stands Percy Martinez Medical Malpractice Lawyers, a Florida practice devoted entirely to medical malpractice. The firms share no referral, business, or financial relationship, and the recipient neither applied for the recognition nor paid or sponsored anything to receive it. The complete methodology accompanies the announcement.

Managing Litigation Attorney R. Matthew Graham evaluated claims like these from the carrier side for years before switching benches, and the firm treats that history as a translation manual for uninsured motorist negotiations. Founder Josh Alexander, a United States Marine Corps veteran, built the firm under the motto It's Personal, and its Texas car wreck lawyers handle collision and uninsured motorist claims from eight offices across two states.

Built for the fight on both fronts

Third party recognition spans Avvo rated attorneys, Rising Stars selections by Super Lawyers from 2022 through 2026, and Advocates Forum memberships at both the Million Dollar and lifetime Multi Million Dollar levels, supported by more than 75 years of combined experience. As of June 2026 the firm averages 4.9 stars across 568 plus Google reviews. Consultations are free in English or Spanish, and the firm earns nothing unless it wins.

Office locations

J. Alexander Law Firm operates eight offices, all open 24 hours.Dallas Headquarters: 12801 N. Central Expressway, Suite 1100, Dallas, TX 75243. Phone: 469.807.7480 Fort Worth: 2100 N. Main St., Suite 222, Fort Worth, TX 76174. Phone: 817.330.2744 Arlington: 801 W. Road to Six Flags St., Suite 141J, Arlington, TX 76012. Phone: 817.826.9665 Houston: 700 Milam St., Suite 1300, Houston, TX 77002. Phone: 713.804.4774 San Antonio: 12621 Silicon Dr., Suite 112, San Antonio, TX 78249. Phone: 210.901.6192 Canton: 1023 S. Trade Days Blvd., Suite 113, Canton, TX 75103. Phone: 903.385.8500 Oklahoma City: 1900 Northwest Expressway, Suite 810, Oklahoma City, OK 73118. Phone: 405.855.9292 Tulsa: 8175 East 41st St., Tulsa, OK 74145. Phone: 918.238.7585

Past results do not guarantee a similar outcome. Every case depends on its own facts, evidence, and applicable law.

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