Headquarters Health Partners with HeadStrong Concussion Insurance Program

Summary: Headquarters Health is partnering with the HeadStrong Concussion Insurance Program to give covered youth athletes rapid access to specialized concussion care with no out-of-pocket costs.

Key Takeaways:

• Timely care: Covered athletes can access Headquarters Health’s specialized virtual concussion clinic as soon as the next day.
• Comprehensive coverage: HeadStrong provides up to $25,000 per injury with no deductible or out-of-pocket expenses, covering diagnosis, neurological care, imaging, cognitive testing, and follow-up.
• Broad access: More than 700,000 athletes have been insured through HeadStrong, which costs participating schools and youth sports programs $1.35 per athlete annually.

Headquarters Health, a virtual clinic for specialized concussion care, has announced a partnership with the HeadStrong Concussion Insurance Program for youth athletes in participating sports programs. The relationship will provide athletes with access to timely concussion care and protect families from potentially significant costs associated with diagnosis and recovery. 

“A concussion is chaotic enough. The last thing a family should have to think about is paying for care or navigating the insurance maze,” said Orestis Skoutellas, co-founder of Headquarters Health. “By partnering with HeadStrong, we built the underlying infrastructure so coverage, claims, and billing run seamlessly behind the scenes. Any athlete covered by HeadStrong now has access to specialized care next-day for $0 out-of-pocket.”

“Together, we are setting a new standard for individual, specialized concussion treatment that meets athletes, families, and organizations where they need it most — with certainty, speed, and specialized care,” adds Christian Reed, the creator of the HeadStrong Concussion Program and Vice President and Practice Leader of Collegiate and High Schools Sports at HUB International. 

Athletes are automatically covered when their sports program enrolls in HeadStrong, with no need for individual applications or healthcare questionnaires. It provides up to $25,000 of coverage per injury with a zero-dollar deductible and no out-of-pocket expenses. Full neurological care is covered, from the initial diagnosis to specialist appointments, imaging, cognitive testing and follow-up care. HeadStrong provides secondary coverage that works alongside an athlete’s existing health insurance. If an athlete does not have primary insurance, HeadStrong can become the primary payor. 

“The HeadStrong program puts athletes first and provides families the peace of mind that the financial burden is eliminated,” said Justin Vandewynkle, the program manager for the HeadStrong Concussion Program at HUB International. “As a youth sports coach, I see firsthand how concussions can impact young athletes and their families. No athlete should ever have to skip care because of a price tag. They deserve more.”

Developed by Dissinger Reed, a division of HUB International, the HeadStrong program is reportedly the longest running concussion-only insurance program in the United States. Mutual of Omaha serves as the insurance carrier and claims payor for the program. 

“The HeadStrong Concussion Insurance Program gives leagues and school districts a practical way to protect student-athletes and families from the financial burden of concussion care,” said Brian Kalasek, the vice president of Special Risk at Mutual of Omaha. “With zero deductible coverage, no copays, access to neurological follow-up, telemed services when needed, and no required referrals or provider restrictions, the program supports safer return-to-play and return-to-classroom decisions while helping organizations strengthen their overall risk management approach.”

The HeadStrong program has insured more than 700,000 athletes nationwide. Any school district or youth sports program in the U.S. can purchase coverage through the HeadStrong Concussion Insurance Program. Coverage costs $1.35 per athlete annually, and includes access to the Headquarters Health telehealth clinic. 

For more information about Headquarters Health: headquarters.health

For more information about the HeadStrong Concussion Insurance Program: https://www.hubinternational.com/industries/sports-insurance/high-school-sports-insurance/

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