FutureProof Launches an AI E&S Program with Bridge Specialty Group to Target Condo and Renters Policies in Catastrophe-Exposed Southeast

Business Wire

AI-powered underwriting platform to deliver instant quotes for hurricane- and flood-exposed properties in Florida, Texas, and beyond

SAN DIEGO--(BUSINESS WIRE)--
FutureProof Technologies, the venture-backed insurtech revolutionizing property insurance through AI-driven underwriting, today announced the launch of a new personal lines property insurance program designed to provide much-needed excess and surplus lines condo and renters insurance in catastrophe-exposed geographies across the southeastern United States, including Florida and Texas. Bridge Specialty Group, a leading global insurance wholesale broker, will apply its industry-leading distribution network and world-class carrier capacity to drive product sales and retail agent appointments. Leveraging these Bridge Specialty Group assets will establish a best-in-class solution for the Southeast’s personal lines insurance marketplace.

The partnership combines FutureProof's proprietary AI-powered underwriting and pricing technology — which automates risk decisions to deliver instant, bindable quotes — with Accelerant (NYSE: ARX), a leading data-driven risk exchange platform for the specialty insurance market. The program aims to deliver critical capacity to a marketplace where traditional insurers have shied away in the face of severe weather risk. Bridge Specialty Group will support retail agencies from appointment through placement by pairing Personal Lines specialization with broad access to admitted and excess and surplus markets, helping agents navigate eligibility, coverage fit and speed to quote in catastrophe-exposed regions.

"Condo and renters policyholders in catastrophe-prone states like Florida and Texas are among the most underserved in the country," said Alisa Valderrama, Co-Founder and Co-CEO of FutureProof Technologies. "By partnering with Accelerant and Bridge, we can bring our AI-powered view of risk to a segment that has been largely underserved, delivering fast, accurately priced coverage to the people who need it most."

FutureProof's technology platform automates the underwriting process end-to-end, analyzing granular, property-level data to produce highly predictive real-time quotes. Since its MGA and Agency launched in August 2024, the company has built an outstanding track record and has written well over $1 billion in total insurable value — demonstrating both the scale of market need and the efficacy of its AI-driven approach.

Accelerant's Risk Exchange provides FutureProof with the stable, long-term capacity needed to grow the program with confidence, along with data analytics infrastructure and operational support that allow the MGA to focus on what it does best: underwriting profitably.

FutureProof's API-driven platform enables appointed agencies to receive instant quote indications, streamlining the placement process and giving agents a powerful new tool to serve clients in historically difficult-to-place markets.

"FutureProof has built something genuinely different,” said Joe Failla, chief operating officer of Bridge Specialty Group. “Their ability to deliver instant, AI-priced quotes on condo and renters coverage in Florida and Texas gives our retail brokers a competitive edge in markets where finding quality coverage can be challenging. Bridge will bring this capability to market through our wholesale Personal Lines platform, combining specialized agent support with broad market access to help agencies serve customers who are struggling to find options.”

About FutureProof Technologies

FutureProof is a venture-backed insurance technology company leveraging AI to revolutionize property insurance in catastrophe-exposed markets. The company's proprietary technology automates underwriting decisions, enabling instant bindable quotes even for complex risks, while creating incentives for property resilience. FutureProof operates as both a Managing General Agent (MGA) and insurance agency, backed by leading Silicon Valley and insurance sector investors including Innovation Endeavors and MS&AD Ventures. For more information, visit www.futureprooftech.io.

About Bridge Specialty Group

Bridge Specialty Group is a leading global insurance wholesaler providing retail agents and brokers with access to specialty and admitted markets across the country. Matching its network of wholesale brokers with its deep bench of global risk capital providers, Bridge Specialty delivers innovative coverage solutions to clients in complex and underserved market segments. For more information, visit www.bridgespecialty.com.

Retail Agencies: Get Appointed

Retail agencies interested in accessing FutureProof's condo and renters program in southeastern states are encouraged to reach out to learn more about the appointment process. Appointments are managed through Bridge Specialty Group. To express interest or request more information, please contact Nolan Whitenack, National Personal Lines Leader, at (480) 616-2847.