Fair Housing Rule, Consumer Protection in Sales of Insurance Rule; Technical Correction
Technical correction.
CFR Part: "12 CFR Parts 338 and 343"
RIN Number: "RIN 3064-AF84"
Citation: "87 FR 48079"
Page Number: "48079"
"Rules and Regulations"
Agency: "
SUMMARY: The
DATES:
Effective
FOR FURTHER INFORMATION CONTACT:
SUPPLEMENTARY INFORMATION:
Background The final regulations that are subject to this technical correction are the Fair Housing Rule and the Consumer Protection in Sales of Insurance Rule. The Fair Housing Rule prohibits
Need for, and Effects of, the Technical Correction
Historically, the
To ensure that consumers have the most up to date information on how to contact the
This technical correction may benefit some consumers by making it easier for them to contact the
List of Subjects
12 CFR Part 338
Aged, Banks, banking, Civil rights, Credit, Fair housing, Individuals with disabilities, Marital status discrimination, Mortgages, Religious discrimination, Reporting and recordkeeping requirements, Savings associations, Sex discrimination, Signs and symbols.
12 CFR Part 343
Banks, banking, Consumer protection, Insurance, Savings associations.
Authority and Issuance For the reasons stated in the preamble, the
PART 338--FAIR HOUSING
1. The authority citation for part 338 continues to read as follows:
Authority:12 U.S.C. 1817, 1818, 1819, 1820(b),
2. Amend
*****
(b) The Equal Housing Lender Poster shall be at least 11 by 14 inches in size and have the following text:
We Do Business in Accordance with Federal
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO:
* Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling or to deny any loan secured by a dwelling; or
* Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan or in appraising property.
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
Assistant Secretary for
For processing under the Federal Fair Housing Act
AND TO:
For processing under the FDIC Regulations.
UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:
* On the basis of race, color, national origin, religion, sex, marital status, or age;
* Because income is from public assistance; or
* Because a right has been exercised under the Consumer Credit Protection Act.
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
*****
PART 343--CONSUMER PROTECTION IN SALES OF INSURANCE
3. The authority citation for part 343 continues to read as follows:
Authority:12 U.S.C. 1819 (Seventh and Tenth), 1831x.
4. Revise appendix A to part 343 to read as follows:
Appendix A to Part 343--Consumer Grievance Process Any consumer who believes that any institution or any other person selling, soliciting, advertising, or offering insurance products or annuities to the consumer at an office of the institution or on behalf of the institution has violated the requirements of this part should contact the
Dated at
Assistant Executive Secretary.
[FR Doc. 2022-16961 Filed 8-5-22;
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