Explaining Medicare’s prescription drug ‘doughnut hole’

Dear Toni: I turn 65 in May and am covered by my wife’ s employer group health insurance. It costs over $20,000 per month, but with this trial, I am paying $0 for a drug that is curing my cancer. Dear Matthew: You are wise to remain on your wife’ s employer benefits because you both can enroll in Medicare Parts A and B when your wife retires in two years.