EDITORIAL: Ricardo Lara would be a better California insurance commissioner, but we can't endorse him

Oct. 14— Among other vital oversight tasks, California's insurance commissioner has final say in rate increases, investigates fraud and makes sure the pool of cash you pay into each month for your car, home and health insurance isn't totally siphoned off or invested poorly— so that, say, in the event of a major fire or flood, funds are available to help you when you need…