DJM Insurance Offers Commercial Auto Insurance to Business Owners
Companies who use any vehicle for commercial use are urged to purchase a business auto insurance policy, as damage from collisions will not be covered by personal auto or general liability policies. Even if a company only owns one vehicle, it is important to be protected in case of collision, theft, fire or storm damage. Coverage also includes bodily injury, which can help protect a company if one of their drivers is at fault in an accident that causes harm to someone else.
Commercial auto insurance is essential for any business that owns a vehicle that weighs more than 10,000 pounds or is capable of carrying more than 15 passengers. However, if a company owns many vehicles and has multiple drivers, then fleet insurance may be a more cost-effective alternative.
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