BOE Addresses Traffic at Trumbull School, Insurance Coverage
WATERTOWN — As the
This week, all traffic was directed to the front of the school, avoiding use of the back gate.
She looks forward to a traffic study that is planned and thanked everyone for their patience.
Following her comments, she responded to the board by saying she has no anticipated timeframe for the start of the traffic study.
In other business, the superintendent reminded the board that a large portion of the budget is driven by insurance benefits for the six collective bargaining units, and then introduced
Monthly premiums are based on the state's overall claims experience of more than 250,000 participants.
There is a zero-dollar co-pay for visits to providers and sites of service on the approved list, which was vetted for quality of care.
For other visits, there is a
There is a
Provider of distinction is a list that offers a cash incentive to patients who visit these providers for procedures such as colonoscopies and there are programs to support those with chronic issues such as diabetes.
Coverage is at 100 percent after the annual maximum of
Pharmacy is managed by CVS/Caremark with a four-tier payment system for acute and maintenance medications.
Acute medications can be filled at any pharmacy but maintenance medications must be filled at a participating drug store.
There is no deductible for pharmacy but a maximum amount after which coverage is at 100 percent.
Dental and vision are options provided by Cigna, with the latter focusing on hardware such as glasses since the medical plan does cover one vision exam per year.
The Health Enhancement Program supports wellness, which offers long-term savings as well as encourages a healthier population by encouraging preventative care such as wellness exams and preventive screenings.
There is also chronic disease management component to the HEP that targets diabetes, asthma or COPD, heart disease/heart failure, hyperlipidemia, and hypertension.
Applications can be made on the state website and are reviewed either as Watertown BOE as a group or as a partial group; the latter would be if some unions elected against the insurance offering.
There is a three-year commitment that a group must make if joining the plan.
As the board continued to discuss the idea, they learned that premiums are listed as what the state would charge Watertown and the group itself would determine percentages that dictate what the school district and employees would pay.
During the meeting, the board received an overview of the School Based Diversion Initiative from
SBDI is a state supported initiative focused on how schools look at expulsion rates among other factors.
A grant is funding this work by CHDI over the next two years.
The presentation noted that the initiative is to better serve children through the behavioral health system rather than juvenile justice system, pointing out that the highest rate of unmet health needs and academic risk is among youth who are arrested or expelled.
The goals of SBDI are to reduce the number of school-based arrests, expulsions, and out-of-school suspensions, to build knowledge and skills among teachers and staff, and to link youth who are at risk to appropriate school and community-based services and supports.
The presentation included a reference to
Those services bring professional services to where a child is in crisis to assess the situation, offer brief treatment, and link to more care.
The response rate is 45 minutes or less and free for all children in
While children are held accountable in SBDI, there focus about relationship building than punishment.
The board asked how this work is impacted by students who have no behavioral issues, acknowledged the importance of helping children to build resilience as they face a world with adversity, and noted the importance of including the family to help the child.
Before the meeting adjourned, the board accepted a


First American Financial Reports Third Quarter 2022 Results
OLD REPUBLIC REPORTS RESULTS FOR THE THIRD QUARTER AND FIRST NINE MONTHS 2022
Advisor News
- Savers vs. spenders: How money management attitudes impact financial confidence
- Demonstrating the value of life insurance to Gen Z
- Poor money habits are a dealbreaker in a new relationship
- DC plan sponsors see opportunity in alternatives
- The American Dream: Redefined as financial stability
More Advisor NewsAnnuity News
- CA judge certifies class action in teachers’ lawsuit over in-plan annuity fees
- Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
- AM Best Managing Director Joins ‘Target Topics’ Podcast to Discuss State of Delegated Underwriting Authority Enterprises Market
- KBRA Assigns Rating to TruSpire Retirement Insurance Company
- Partial annuitization: How advisors can help clients balance income, growth
More Annuity NewsHealth/Employee Benefits News
- NEW DATA SHOWS 5 MILLION AMERICANS LOST HEALTHCARE THANKS TO GARRITY-BACKED CUTS
- Get Your Kids Ready to Go Back-to-School with Affordable Health Coverage
- STACY GARRITY SUPPORTS SKYROCKETING HEALTHCARE COSTS AND 160,000 PENNSYLVANIANS LOSING THEIR HEALTHCARE
- NEW DATA: ROB BRESNAHAN-BACKED HEALTHCARE CUTS CAUSE MORE THAN 10,100 PENNSYLVANIANS IN NEPA TO DROP INSURANCE COVERAGE
- NEW DATA: RYAN MACKENZIE-BACKED HEALTHCARE CUTS CAUSE MORE THAN 11,700 PENNSYLVANIANS IN THE LEHIGH VALLEY TO DROP INSURANCE COVERAGE
More Health/Employee Benefits NewsLife Insurance News
- Critical care riders: the living benefit more clients should understand
- Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
- AM Best Upgrades Credit Ratings of Sagicor Financial Company Ltd. and Most of Its Subsidiaries
- Trust, technology and the future of claims
- New York Life Launches an Indemnity Benefit for its Asset Flex Long-Term Care Insurance Solution
More Life Insurance News