The cover story, “Detour,” examines how self-driving cars, new vehicle safety systems and other transportation trends are pointing to a downturn in premiums for automobile insurers, raising hard questions about the companies’ business models. It identifies insurers that depend heavily on automobile insurance premiums for their overall business and looks at how automobile insurers plan to replace premiums as technology lowers risk, helping to reduce a driver's need for coverage.
The October issue also includes exclusive Best’s Rankings of the top
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