Beck Insurance Agency Talks About Who Does Not Need Farm Insurance
Hobby Gardeners & Small Homesteads
People who maintain small, personal gardens or nurture a handful of backyard chickens likely do not need the protection offered by farm insurance. These small-scale projects are typically protected under the umbrella of personal insurance, such as homeowners insurance.
Community gardeners who tend to their garden for local use do not need farm insurance coverage for their small garden, as these gardens do not fall under the scope of commercial operations.
Farm Market Entrepreneurs
Folks who occasionally set up shop at farmers markets to sell excess garden produce or goods from a modest plot do not typically need farm insurance coverage. If, however, the operation grows and turns into primary source of income, then farm insurance is encouraged.
Farm Landlords
Landowners leasing their property to commercial farmers might not need farm insurance. In this case, the coverage is needed for the leaseholder, the farmer, who should carry their own dedicated farm insurance.
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From farm insurance for large scale operations to home insurance for small residential gardens,
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