Study Shows Texting While Driving Leads to Increased Insurance Rates
(PRWEB)
Online auto insurance quotes provider 4autoinsurancequote.org released a study which reveals that insurance rates are rising due to the increase in texting while driving. The study found that both texting while driving traffic citations and cell phone related accidents can cause monthly premiums to go up.
As part of the study, 4autoinsurancequote.org found that fatal traffic accidents caused by drivers distracted by their cell phones have almost doubled since 2005. According to the company, the
When conducting this study, the company found that those who text and drive place themselves and others in danger due to three specific factors. First, drivers are visually distracted, as they remove their eyes from the road in order to read incoming texts. Secondly, drivers are cognitively distracted, as they are thinking about the content of the text message rather than their surroundings. Lastly, drivers are limited in their ability to drive safely and to react quickly when they remove their hands from the wheel.
Though the risks of texting and driving are apparent, many drivers admit to continuing with this practice. During the study, 4autoinsurancequote.org learned that nearly 10 percent of the driving population in
The study found that because of the high incidence of accidents caused by distracted drivers, as many as 35 states as well as the
Because texting and driving causes serious accidents every year, being issued a ticket for this offense can cause the driver to be viewed as an insurance risk. Thus, the monthly premium can escalate very quickly. 4autoinsurancequote.org has learned that the insurance industry is not only raising premiums for those drivers who text behind the wheel, but the industry as a whole is attempting to curb the practice altogether. The industry suggests blocking text messaging services while driving by installing text-blocking apps on phones or installing sensor devices in cars that block signals on cell phones.
4Autoinsurancequote.org is a car insurance company operating out of
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Source: | PR Web |
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