Argus Dental Plan Offers Tips for Selecting a Dental Plan [Health & Beauty Close – Up]

Argus Dental Plan said it understands that in today's dental insurance market, employers must be savvy about the value of a dental plan both in terms of cost and what the plan has to offer, the company said.

Factors such as the size of business, cost sharing, and how the plan is structured are critical.

Nicholas Kavouklis DMD, president of Argus Dental Plan, offers these five tips for business leaders who are selecting a dental plan for their companies:

-Look at the carrier's dental "in-network." Ask how many dentists are in the network of approved providers. You want a wide selection of professionals in your region.

-Be aware of what the plan excludes. Typically, plans have 30 to 40 exclusions, limitations, and restrictions. One is the "missing tooth clause," which excludes any dental work on teeth next to a missing tooth that is pre-existing.

-Examine innovations in dental insurance that are creating consumer-driven dental healthcare. Consumer-driven plans are dollar- based rather than procedure-based, which gives patients the ability to determine their own care.

-Ask about online services. Information about benefits, claims, and the dental network is most accessible through the Internet. Plus, online enrollment can save time and money.

-Know the insurance carrier's reputation for customer service. You want an insurer who is easily accessible, quick to respond, and cares about your company.

"Remember that affordable dental plans aren't only designed to mitigate dental risks; they can also help employers control overall healthcare costs," said Dr. Kavouklis, whose Florida team specializes in Prepaid Dental Plans, Dental Discount Plans, Dental Saving Accounts, PPO, and HMO.

Argus Dental Plan provides dental benefits that offer value and quality to all members. Argus is licensed through the Florida Department of Insurance and is owned and operated by professionals with experience with dental insurance and clinical dentistry.

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