Amica Insurance Advises Insuring Expensive Gifts and Electronics

Lincoln, RI (Vocus/PRWEB) December 30, 2010

If you received expensive jewelry, cutting-edge electronics or collectibles for the holidays, remember to make sure they’re insured.

“Replacing expensive gifts can be costly and time-consuming,” said Lisa Melton, an assistant vice president with Amica Insurance. “These items may be covered under personal property coverage included in your homeowner’s policy, but it’s best to call your insurance company since some items, such as jewelry, may have a limitation if they are stolen. Having this knowledge up front will help you determine what type of coverage is best for your highly valued items. “

Here are a few reminders:

   •      Keep copies of all receipts.
   •     Record serial numbers of electronic items and other gifts.
   •     Have jewelry appraised and keep a copy of the appraisal in case you need to file a claim.
   •     Store jewelry in a safe place. If it’s not used frequently, keep it in a safe deposit box.

“Remember to keep an inventory of items in your home and take photos of your valuables,” Melton said. “You can use Amica’s new mobile app for the iPhone to keep track of your home inventory.”

If you have any questions, make sure to contact your insurance company to get a better understanding of your coverage, Melton said.

About Amica Mutual Insurance
Amica Mutual Insurance Company, the nation’s oldest mutual insurer of automobiles, was founded in 1907. The company, with corporate headquarters in Lincoln, RI, is a national writer of automobile, homeowners, marine and personal umbrella liability insurance. Life coverage is available through Amica Life Insurance Company, a wholly owned subsidiary. Amica employs more than 3,200 people in 40 offices across the country.

Contact: Vince Burks Corporate Communications
50 Amica Way
Lincoln, RI 02865-1155
1-800-652-6422, ext. 24563

http://www.amica.com
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Facebook: Amica Mutual Insurance Co.

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