2021 Strength in Numbers

FINANCIAL STRENGTH1

Essent Guaranty, Inc.

EXCEPT WHERE NOTED, DATA AND RATINGS ARE AS OF DECEMBER 31, 2021

Essent Guaranty, Inc. & Essent Reinsurance Ltd.

MOODY'S:

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AM BEST:

S&P:

A�

A (Excellent) BBB+

BVPS Compound Annual Growth Rate Since Going Public in 2013

Combined U.S. Risk-to-Capital2

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HIGH QUALITY INSURANCE PORTFOLIO

����.�BILLION

ROBUST REINSURANCE PROTECTIONINVESTMENTS AVAILABLE FOR SALE

Investment Grade Securities

U.S. Government &

Agency Securities orMoney Market FundsCredit Rating of

Aaa to Aa33

Cash & Investments at Hold Cos.

STRONG CAPITAL & LIQUIDITY

1For more information, visit "Ratings Definitions" in the Ratings section atmoodys.com, the "Rating Methodologies" section atambest.comand "Understanding Credit Ratings" atspratings.com.

• 2The combined U.S. risk-to-capital ratio equals the net risk in force of Essent Guaranty, Inc. and Essent Guaranty of PA, Inc. divided by the combined statutory capital of these U.S. insurance companies.

• 3Based on ratings issued by Moody's, if available. S&P or Fitch rating utilized if Moody's not available.

Mortgage Insurance provided by Essent Guaranty, Inc.

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Essent Group Ltd. published this content on 25 March 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 26 March 2022 17:55:58 UTC.