Michelle Hoesly, CLU, ChFC, MSFS, CPC is president of Resource 1 Inc., a registered investment advisory firm. Hoesly is currently a registered representative with Ceros Financial Services, Member FINRA/SIPC. She is a 43-year MDRT member, past chair of the Top of the Table and served as MDRT president in 2014. She currently resides in Virginia Beach, Va. She may be contacted at [email protected].