Most Americans overestimate life insurance costs while underestimating health risks
Life insurance isn’t bought with money, it’s bought with age and health status.
Bob Gaydos
Why employer-sponsored health insurance could disappear in the next 20 years
Employer-sponsored health insurance needs a rethink, as escalating costs eat up benefits budgets.
Gig economy workers need life insurers to address their needs
Gig workers have a unique set of needs that life insurers must be able to need.
Individual life insurance is the future of employee benefits
Individual life policies offer far more customization to suit the specific needs of each person.
Gen Z and the future of life insurance: Adapting to a new generation
Most Gen Z adults are hesitant to purchase life insurance because they see it as either too expensive or too complicated.
What Gen Z wants in workplace benefits
Generation Z seeks flexibility and free choice when it comes to workplace benefits.
How life insurance companies can leverage chatbots
Chatbots promise big changes in the coming years to both customer support and the underwriting process.
How life insurers can leverage digital field underwriting
Digital field underwriting must happen at a faster pace if the life insurance industry is to survive a time of declining market penetration and falling sales.
Employers should continue to provide a base amount of employer-sponsored group term life. However, employers should provide employees with access to individual life insurance.
