Ann Baker Ronn, CLU, ChFC, LUTCF, is the insurance director of AFP Group, an investment advisor representative with Ameritas Investment, and previously served as a member of the Ameritas Field Advisory Cabinet. Ann is the owner of Income Protection Solutions in Houston and a third-generation member of the insurance and financial profession. She has qualified for annual membership in MDRT and is a past Court of the Table member. She may be contacted at [email protected].