A new study focuses on the savings rate that people in a workplace retirement savings plan need in order to achieve a more secure retirement.
Put simply, my fascination with the Cuban health system stems from the similarities of their system, and our system of Medicaid and Medicare, and how Cuba has succeeded at making sure that healthcare is a human right rather than a product for economic profit. Therefore, all Cubans have equal access to health services, and all services are free.
As we know, Medicaid was introduced for two reasons: 1) to provide medical insurance to people with incomes low enough to qualify for cash assistance, and 2) to complement Medicare by paying for long-term care for people with the means to do so for themselves. Yet it remains a dream unfulfilled.
Not only are half of all bankruptcies in this country caused by medical expenses, the typical elderly couple may have to save nearly $300,000 to pay for health costs not covered by Medicare alone. Adults in nearly every state saw their access to health services worsen during over the past decade, with Tennessee, Florida and Georgia having the greatest increase in people reporting having an unmet medical need, according to a study released by the Robert Wood Johnson Foundation.
I have always envied how Cuba is able to provide high quality care to a poor population, with limited financial resources. Yet, the Cuban people enjoy better health outcomes in every category of measure: low infant mortality; low rate of depression and sickness in the elderly; and almost everything in between.
My interest was particularly focused on some of the more glaring similarities between the two countries in regard to aging and the elderly in this country:
Cuba is a poor country with limited resources.
Cuba's elderly population is large, and growing. An estimated 54 percent of Cubans over 60 are retired.
Depression is a widely under-recognized and undertreated medical illness. About 1-5 percent of elderly Americans suffer from depression.
Poor and the underserved, (including many people of color) in this country suffer disproportionately and have poor health status.
Medicaid is at the foundation of our nation's commitment to ensure equal opportunity for all people, regardless of income, disability, age, or race.
Over the past decade, I have traveled to Cuba many times, speaking and lecturing at different health and medical conferences. Each time, I marveled at the numerous examples of success in providing healthcare, and training of doctors and other medical professionals.
A couple of weeks ago, I was a part of an academic research program, looking at Cuba, and its aging population. The specific purpose was to examine and observe how Cuba is handling its aging population within the context of its healthcare system.
The trip was organized by MEDICC (Medical Education Cooperation with Cuba), a non-profit organization working to enhance cooperation between the U.S., Cuban and global health communities aimed at better health outcomes.
The older U.S. population (persons 65 years or older) numbered 39.6 million in 2009 (the latest year for which data is available). They represented 12.9 percent of the U.S. population, about one in every eight Americans. By 2030, there will be about 72.1 million older persons, more than twice their number in 2000. People 65 and over represented 12.4 percent of the population in the year 2000 but are expected to grow to be 19 percent of the population by 2030.
Like the rest of the world, the U.S. is an aging society. This will place substantial additional pressure on publicly funded health, long-term and income support programs for older people.
Poor and uninsured American adults have greater difficulties not just with health care costs, but finding doctors who would see them.
About one third of 41 million uninsured adults delayed getting care due to costs in 2010, compared to 25 percent in 2000, the study found. Nearly half the uninsured said they had an unmet medical need in 2010, up from 33 percent in 2000.
As I visited many different parts of the healthcare system devoted to care of the elderly in their society, I paid close attention to the "take-aways," that I felt were of particular interest to the challenges we face here in the U.S.
One of the biggest problems found in elderly Americans is depression.
Depressive disorder is not a normal part of aging. Emotional experiences of sadness, grief, response to loss, and temporary "blue" moods are normal. Persistent depression that interferes significantly with ability to function is not.
Many health professionals in this country seem to mistakenly think that persistent depression is an acceptable response to other serious illnesses, and the social and financial hardships that often accompany aging - an attitude, unfortunately, often shared by older people themselves. This contributes to low rates of diagnosis and treatment in older adults.
While in Havana, I saw hundreds of elderly people full of life, and looking forward to a meaningful, productive years in their family, their neighborhoods, and their general communities.
I visited clinics; "senior centers"; a rehab center; and a Family Medicine Office (primary care). I was even able to join a doctor for her regular visit to the home of one of her patients.
After my interviews with professionals and elderly Cubans in the community, I found a vibrant, healthy and active elderly population, with healthcare providers organized, and structured, in a way to allow healthcare to be delivered to meet the needs of the elderly.
I also conducted interviews in Spanish (with the help of Georgina Gómez Tabio, our translator) with health officials and medical leaders as part of a itinerary planned by officials of the Cuban National School of Public Health; and was free to deviate from this itinerary at will, which I did on numerous occasions, to pursue inquiries of particular interest to me.
The Cuban health care model is a public health/holistic one. In other words, health care includes the whole person; the physiological, psychological, emotional, social (including family relationships) and environmental aspects of the person. The services are distributed in a public health triage model. If ten people are waiting to be served, rather than be seen on a first-come-first-serve basis, they are taken in the order of need.
Cuba possesses specialized geriatrics services throughout the country, as part of the actions to prolong, with quality, the life of its inhabitants.
Cuban health authorities give large credit for the country's impressive health indicators to the preventive, primary-care emphasis pursued for the last five decades. These indicators - which are close or equal to those in developed countries - speak for themselves.
Cuba's physician per population ratio is 1 per 255, as compared to 1 to 430 in the United States. With a life expectancy of 76.9 years, Cuba ranks 28th in the world, just behind the U.S. However, its spending per person on health care is one of the lowest in the world, at $186, or about 1/25 the spending of the United States. Health care spending increased tenfold between 1980 and 2011, when it reached $2.6 trillion and accounted for 17.6 percent of the U.S. economy. All that spending isn 't bringing Americans the best care in the world, either.
Yes, I am convinced: it's possible to take care of the poor and underprivileged without bankrupting America. I left Cuba with a new sense of optimism about what is possible - if only we have the "political will."
"The moral test of government is how it treats those who are in the dawn of life, the children; those who are in the twilight of life, the aged; and those in the shadows of life, the sick, the needy and the handicapped."
Remember, I'm not a doctor. I just sound like one.
Take good care of yourself and live the best life possible!
"Many men can draft many laws. But few have the piercing and humane eve, which can see beyond the words to the people that they touch. Few can see past the speeches and the political battles to the doctor over there that is tending the infirm, and to the hospital that is receiving those in anguish, or feel in their heart painful wrath at the injustice which denies the miracle of health to the old and to the poor. And fewer still have the courage to stake reputation and position, and the effort of a lifetime upon such a cause ..."
- President Lyndon B. Johnson on the signing of Medicaid Bill, 1964
Glenn Ellis is a health advocacy communications specialist. He is the author of "Which Doctor?" and is a health columnist and radio commentator who lectures, as well as an active media contributor nationally and internationally on health related topics.
His latest book, "Information is the Best Medicine," was released in January 2012.
For more good health information, visit: www.glennellis.com.