Many protection specialists will agree that the most valuable asset for working-age clients is their income. Without an income stream,…

Study: Majority Of U.S. Adults Concerned About Medical Bankruptcy, Debt
A portion of the U.S. adults has avoided going to the doctor or getting medical help because of cost worries. “This survey data offers some insight into the harsh realities facing millions of Americans, as they face medical debt and surprise bills, and even avoid hospital visits,” said Jeff Smedsrud, co-founder of HealthCare.com and head of its coverage business.
OMAHA, Neb. – Mutual of Omaha has introduced a new disability income insurance product featuring a fully digital experience and…
N.C. Department of Insurance representatives “will never go door-to-door asking for personal information,” state Insurance Commissioner Mike Causey says. Perpetrators ask to see residents' current health insurance policies, then say they could offer a better rate and ask for Social Security, bank and other personal information. That way they'll be notified…

Navigators Have A Mission To Cover New Jersey With Health Insurance
A nonprofit affiliate of the New Jersey Hospital Association, HRETNJ is one of 16 organizations statewide selected by the N.J. Department of Banking and Insurance to support insurance enrollment by helping New Jersey residents complete the signup process. The team of veteran navigators also includes Norman Glover, an Army veteran and Purple Heart…
Oct. 26– Three of the best health plans California state workers and retirees can buy are speeding toward collapse, according to CalPERS insurance experts. The plans may be salvaged, but a proposed solution likely will involve price increases for young, healthy workers, Health Plan Research and Administration Division Chief Marta Green has told the CalPERS…
THE CLAIM: Democrats voted to fine American citizens for not buying health insurance and conspired to give it to “illegal aliens” for free. A widely shared post on social media claims: “The Democrats voted to fine American citizens for not buying insurance, and then conspired to give it to illegal aliens for free.” Although the health care overhaul signed into law by…
Oct. 25– Health care is once again a big issue in the race for the NY-21 Congressional District seat, as the nation grapples with a pandemic and the U.S. Supreme Court is about to hear a case that could strike down the Affordable Care Act. Elise Stefanik, R- Schuylerville, continues to hammer Democratic opponent Tedra Cobb for her previous support of Medicare for All,…
Maine is not alone as millions across the country have joined the federal-state health care program for low-income people during a pandemic that prompted record-smashing unemployment filings. The national economic recovery has been slow, with 50,000 fewer jobs in Maine alone this September relative to the pre-pandemic month of February.

Even With ACA’s Fate In Flux, Open Enrollment Starts Soon
Facing a pandemic, record unemployment and unknown future costs for COVID-19 treatments, health insurers selling Affordable Care Act plans to individuals reacted by lowering rates in some areas and, overall, issuing only modest premium increases for 2021.

Americans In ‘Persistent Confusion’ On Health Insurance: Survey
According to an annual survey from Policygenius, a majority of Americans (62.8%) do not realize Affordable Care Act plans cover those with pre-existing conditions, a defining characteristic of the law and a political flashpoint during the 2020 election season.
RUTHERFORDTON- This year's open enrollment for Affordable Care Act health insurance may be the most challenging yet, officials say, with millions across the United States in need of health care after losing their job-related health insurance during the COVID-19 pandemic. PLS has an office on Main Street, Rutherfordton. “We expect this year's ACA open…

Public Option Could Make Winners, Losers Of Health Insurers: Moody’s
Near-term, election-related policy risks for health insurers could lead to reduced earnings and higher uncertainty, Moody’s said. Joe Biden has proposed expanding the Affordable Care Act and creating a public option that could reduce earnings for some health insurers.
These are some of the statistics that came out of a Zoom meeting Tuesday held by the West Virginia Center on Budget& Policy, a Charleston research and policy nonprofit, to draw the public's attention to a Nov. 10 lawsuit in the U.S. Supreme Court that seeks to overturn the ACA. West Virginia is part of the lawsuit. “West Virginia is facing a major health care crisis,” said…
Lower premiums and more participation by insurers. That’s what the Centers for Medicare & Medicaid Services announced as it released…