With key Tax Cuts and Jobs Act provisions set to expire on December 31, 2025, the vast majority of CERTIFIED FINANCIAL PLANNER ® professionals warn of major risks to their clients’ financial goals, according to CFP Board’ s latest research, the 2025 CFP ® Professionals Taxes Surve y.. Nearly 9 in 10 CFP ® professionals believe their clients’ financial objectives…
More Stories
Using retirement planning data to grow AUM in 2025
Advisors should lean into conversations with clients and prospects about a range of retirement planning scenarios.
Thrivent announced a refreshed brand and new marketing tagline, “Where Money Means More.”
Insurance and financial planning: The integrated approach for long-term success
Insurance and financial plans go hand in hand.
You’re Wrong Elon: Social Security’s Not The ‘Ponzi Scheme’, The ‘Unrealized Gains’ Tax Loophole Is – OpEd
"At current interest and tax rates, it is far cheaper to borrow against the value of one's shares than to sell them and pay taxes on the gains." Elon and his fellow perps do this, all the while planning to steal Social Security by setting up a' cat food commission' to privatize the only retirement most Americans will ever see. According to Forbes, our' first buddy', ersatz'…
EBRI: When it comes to decumulation, RMD rules are a ‘default strategy’
RMD rules are more than just guidelines, according to EBRI research released last week, but are clearly a defacto default strategy.
One-liners that could generate business for you
Short and to the point, these one-liners can be used in various scenarios to get prospects to learn more about how you can help them.
When I was growing up, I was taught that only lazy people asked for "handouts" from the government in hard times. But I've learned public assistance isn't a handout at all— it's a service our tax dollars pay for. We purchase these promises in good times so we have something for rainy days.
Expertly navigating retirement expectations and limits
Premier client service requires us to understand a client’s full perspective, especially when providing retirement advice. What are they focused on in that moment? Why are they interested in partnering with a financial advisor?
When I was growing up, I was taught that only lazy people asked for "handouts" from the government in hard times. But I've learned public assistance isn't a handout at all– it's a service our tax dollars pay for. We purchase these promises in good times so we have something for rainy days.
Empower CEO: stock market volatility ‘here to stay for a bit’
Empower CEO Edmund Murphy III isn’t ready to sound any alarms over the tumbling stock market, which fell more than 3,000 points in one month.
When I was growing up, I was taught that only lazy people asked for "handouts" from the government in hard times. But I've learned public assistance isn't a handout at all— it's a service our tax dollars pay for. We purchase these promises in good times so we have something for rainy days.
Could in-plan annuities head up a new asset class?
Creating a new asset class could help more Americans access the guaranteed lifetime income options studies show are needed to help avert a mass retirement crisis.
Social Security retroactive payments go out to more than 1M
More than 1 million Americans have received retroactive Social Security payments as a result of the Social Security Fairness Act that was signed into law by then-President Joe Biden on Jan. 5.
What you need to know to find success with women investors
Two recent studies provide some critical insights into the goals and challenges of women investors, and how they select financial advisors.
Office of Senator Gary Dahms. On Thursday, February 27, Governor Tim Walz announced a proposal to increase the Insurance Premium Tax, currently set at 0.6%, by adding an "assessment" to cover the funding gap between what insurance companies pay and what the federal government provides for Minnesota's reinsurance program. "When you look at the big picture on what is…
Social Security staff cuts could ‘significantly impact’ beneficiaries
Plans to slash the Social Security Administration workforce from 57,000 to 50,000 might not directly involve benefits, but many stakeholders are nervous nonetheless.
Building your business with generative AI
The business case of generative AI for the financial services profession is helping advisors speed up their processes to allow them to serve more clients with the same 24 hours in a day.
Study: key gaps advisors miss in retirement planning conversations
Alliance for Lifetime Income’s 2024 annual study finds significant gaps between financial professionals and investors.
T. Rowe Price: Trends that will shape retirement in 2025
T. Rowe Price offers their research-based insights on major themes they expect to shape the retirement landscape this year.
