Cardinal Point Wealth Management is raising awareness among Canadian living in the U.S. about significant tax changes that may impact their financial planning in 2025. Key provisions from the 2017 Tax Cuts and Jobs Act expire at the end of 2025, and individual and corporate taxpayers are expected to face substantial tax rates, deductions, and credit…
Addressing this issue can close a gap in end-of-life planning.
Two recent surveys are providing critical insights on ways that financial advisors are using to grow and scale their businesses.
Most Americans agree that it’s important for advisors to exhibit emotional intelligence, both with their clients and themselves.
A new research report published by the Employee Benefit Research Institute taking a historical look at labor force participation and employment data in the United States found the prime working age population (25-64 years old) has significantly fallen and is being filled by older workers.
Does having a financial advisor truly make a difference? A recent Northwestern Mutual study has some answers.
When it comes to retaining clients, client communication can prove an asset. What are best practices for client communication?
Social Security was never intended to be the only source of income after retirement.
Sales slumps are inevitable, no matter your experience level. We talk to some experts who can help you break through.
While nearly all affluent Americans expect to pass down wealth to heirs, only half said they have a plan in place to do so.
Many Americans appear to have another financial risk to worry about: The negative effect that extreme weather could have on their financial future.
The Public Retirement Research Lab, a collaborative effort of the Employee Benefit Research Institute and the National Association of Government Defined Contribution Administrators, published a new research report detailing a longitudinal analysis of 1.1 million public-sector defined contribution retirement plan participants which found steady growth in account balances and dollar contributions.
As younger generations anticipate the $90 trillion “Great Wealth Transfer” predicted by financial experts, a minority of Americans may actually receive a financial gift from their family members.
A new California law requires high-school students to take a personal finance education course to graduate.
In a significant move to create a fairer tax system, the federal government of Canada announced a series of changes to the taxation of capital gains in its Budget 2024. As of June 25, 2024, the capital gains inclusion rate increased from one-half to two-thirds for capital gains exceeding $250,000 annually for individual Canadians. Increased Capital Gains…
U.S. deficits loom, and while that is a long-term consideration, we do not expect it to discourage insurers from adding to their fixed income exposure in the near-term.
Between home prices, high interest rates, tax increases and now insurance rate hikes, the cost of the American dream in California has gone through the roof. Nearly 7% of real estate transactions statewide have fallen out of escrow due to the insurance crisis, according to a California Association of Realtors report. California's across-the-board fallout…
Between home prices, high interest rates, tax increases and now insurance rate hikes, the cost of the American dream in California has gone through the roof. Nearly 7% of real estate transactions statewide have fallen out of escrow due to the insurance crisis, according to a California Association of Realtors report. California's across-the-board fall out…
As financial advisors increasingly use text or social media with clients, experts have outlined best practices for avoiding liabilities.
A new study by J.D. Power has found a drop-off in company leadership is driving job dissatisfaction among independent financial…
