Study Findings from A. Pilny et al Provide New Insights into Health Insurance (Introducing risk adjustment and free health plan choice in…
Study Findings from A. Pilny et al Provide New Insights into
By a
Our news journalists obtained a quote from the research, "This paper (a) estimates RAS pass-through rates on premiums, financial reserves, and expenditures and assesses the overall RAS impact on market price dispersion. Moreover, it (b) characterizes health plan switchers and investigates their annual and cumulative switching rates over time. Our main findings are based on representative enrollee panel data linked to administrative RAS and health plan data. We show that sickness funds with bad risk pools and high pre-RAS premiums lowered their total premiums by
According to the news editors, the research concluded: "Because switchers are more likely to be white collar, young and healthy, the new consumer choice resulted in more risk segregation and the amount of money redistributed by the RAS increased over time."
For more information on this research see: Introducing risk adjustment and free health plan choice in employer-based health insurance: Evidence from
The news correspondents report that additional information may be obtained from A. Pilny, RWI, D-45128
The direct object identifier (DOI) for that additional information is: https://doi.org/10.1016/j.jhealeco.2017.03.009. This DOI is a link to an online electronic document that is either free or for purchase, and can be your direct source for a journal article and its citation.
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