"Protecting Americans with pre-existing health conditions is simply the right thing to do, and that's what this legislation does,"
The Protect Act amends the Health Insurance Portability and Accountability Act (HIPAA) to:
* Guarantee the availability of health insurance coverage in the individual or group market, regardless of pre-existing conditions.
* Prohibit discrimination against patients based on health status - including prohibiting increased premiums for patients due to pre-existing conditions.
* Prohibit insurance companies from excluding coverage of treatments for a beneficiary's pre-existing condition.