Says association health plans will include same patient protections, such as coverage for pre-existing conditions, that employees of larger companies have
"To the plumber in
Alexander continued, "This new association health plan rule could help two groups of people who have been particularly hurt by Obamacare: First, the self-employed. For example, this rule could allow that plumber making
"I am thankful for the leadership of
Background on the rule:
*
* Allowing businesses to form an AHP on the basis of common geography or industry.
* Allowing self-employed people to join and form AHPs.
* This will make it easier for small businesses to offer health insurance. Health coverage by small employers has been on the decline: in 2000, 47% of small firms offered health insurance. In 2016, just 29% offered coverage.
* The
* Premiums in AHPs are projected to be between
* This could help Americans who have been trapped or shut out by the Affordable Care Act's broken system:
* 15 million working Americans and their families do not have health coverage.
* 9 million Americans purchase coverage in the individual market without a subsidy.
Alexander concluded: "The Administration's new association health plans will provide small businesses and self-employed Americans with the same opportunities, cost advantages, and coverage protections that employees of large companies enjoy today. These coverage protections include prohibitions against charging more or denying coverage because of a pre-existing condition, cancelling plans because you get sick, and annual or lifetime limits on benefit coverage. Coverage protections also include the requirement to offer coverage to dependent children up to age 26 and the requirement to provide preventive health coverage free of charge to the patient. I commend
Read this original document at: https://www.help.senate.gov/chair/newsroom/press/alexander-trump-administration-plan-would-give-potentially-millions-more-americans-access-to-lower-cost-employer-insurance
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