Reports on Health Insurance Findings from Seoul National University Provide New Insights (Adverse selection and supply-side factors in the enrollment…

Reports on Health Insurance Findings from Seoul National University Provide New Insights (Adverse selection and supply-side factors in the enrollment in community-based health insurance in Northwest Ethiopia: A mixed methodology)

By a News Reporter-Staff News Editor at Insurance Weekly News -- Current study results on Health Insurance have been published. According to news originating from Seoul, South Korea, by VerticalNews correspondents, research stated, "Since 2010, the Ethiopian government introduced different measures to implement community-based health insurance (CBHI) schemes to improve access to health service and reduce the catastrophic effect of health care costs. The aim of this study was to examine the determinants of enrollment in CBHI in Northwest Ethiopia."

Our news journalists obtained a quote from the research from Seoul National University, "In this study, we utilized a mix of quantitative (multivariate logistic regression applied to population survey linked with health facility survey) and qualitative (focus group discussion and in-depth interview) methods to better understand the factors that affect CBHI enrollment. The study revealed important factors, such as household, informal association, and health facility, as barriers to CBHI enrollment. Age and educational status, self-rated health status, perceived quality of health services, knowledge, and information (awareness) about CBHI were among the characteristics of individual household head, affecting enrollment. Household size and participation in an informal association, such as local credit associations, were also positively associated with CBHI enrollment. Additionally, health facility factors like unavailability of laboratory tests were the main factor that hinders CBHI enrollment. This study showed a possibility of adverse selection in CBHI enrollment. Additionally, perceived quality of health services, knowledge, and information (awareness) are positively associated with CBHI enrollment. Therefore, policy interventions to mitigate adverse selection as well as provision of social marketing activities are crucial to increase enrollment in CBHI."

According to the news editors, the research concluded: "Furthermore, policy interventions that enhance the capacity of health facilities and schemes to provide the promised services are necessary."

For more information on this research see: Adverse selection and supply-side factors in the enrollment in community-based health insurance in Northwest Ethiopia: A mixed methodology. The International Journal of Health Planning and Management, 2018;():.

The news correspondents report that additional information may be obtained from A. Atafu, Graduate School of Public Health, Seoul National University, Seoul, South Korea.

The direct object identifier (DOI) for that additional information is: https://doi.org/10.1002/hpm.2546. This DOI is a link to an online electronic document that is either free or for purchase, and can be your direct source for a journal article and its citation.

Keywords for this news article include: Asia, Seoul, South Korea, Health Insurance, Health and Medicine.

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