Read Fine Print Of Cheaper Health Insurance Plans
With fewer than two weeks of the open enrollment period for health plans under the Affordable Care Act remaining, consumers nationwide are making critical health plan choices.
A rule was put into place earlier this year that expands access to short-term, limited-duration insurance plans. These can be substandard plans that allow insurers to deny coverage based on preexisting conditions. They also lack comprehensive, essential coverage including emergency room, maternity care and mental health treatments. There is a reason these plans are touted as a more affordable option for consumers, because they don't actually cover much. They simply provide an illusion of sufficient coverage.
While some states have imposed limits on these short-term plans, the
As an organization committed to providing a voice for consumers in the health care debate, we urge consumers to read the fine print, consider their options carefully and, steer clear of these bare-bones plans.
Consumers for Quality Care
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