Out-of-Pocket Health Plan Cost Calculator for New Yorkers with Chronic Conditions Updated for 2019 Open Enrollment
The Calculator offers out-of-pocket cost (OOPC) estimates for all on-and off-exchange 2019 plan offerings, to make sure New Yorkers have a comprehensive view of all available options.
To simplify finding the right plan, the Calculator allows users to narrow their results to plans available in their county, and to filter by preferences such as metal level and insurance company.
"With hundreds of different products to choose from, selecting a health insurance plan can be overwhelming for consumers, especially as many costs only show up after treatment and OOPCs can end up being much greater than just the monthly premium," said
The Calculator includes estimates by plan for the following chronic conditions and life events that typically have high OOPCs: Bipolar Disorder, Breast Cancer, Diabetes, Pregnancy & Childbirth, Heart Disease, HIV, Multiple Sclerosis, Rheumatoid Arthritis, and Schizophrenia.
For these conditions and life events, medical and prescription drug OOPCs can be high and significantly vary by plan. For example, a fifty-five-year-old
For 2019,
According to
Support for the NYPlanCosts Calculator was provided by NYSHealth. For more information, please visit the project webpage, and read our HealthAffairs blog.
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