Injuries Can Increase with Warmer Temperatures and Entry to Summer Season
- More than 2.6 million children are treated in emergency rooms for sports and recreation-related injuries (annually)[1]
- More than 200,000 kids (14 and younger) are treated for playground-related injuries (annually)[2]
"Consumers often think they can cover the medical costs associated with various injuries with major medical insurance, but the out of pocket costs can add up very quickly," said
Supplemental accident insurance, such as Combined's Accident & Sickness Protector policy, is one way consumers can help prepare them and their family members for costs associated with various injuries and illnesses. While policies vary by state, most provide benefit to policyholders in the following three ways:
- Benefits for routine post-accident care such as emergency-room treatment and physician care
- Cash benefits paid directly to policyholder
- Peace of mind – coverage is yours and doesn't stop if you leave or are separated from your job like some major medical plans will
Summer injuries are preventative. Simply consider these tips from the
- Wear the right gear. Players should wear appropriate and properly fit protective equipment such as pads (neck, shoulder, elbow, chest, knee, shin), helmets, mouth guards, face guards, protective cups and/or eyewear.
- Take breaks. Rest periods during practice and games can reduce injuries and prevent heat illness.
- Avoid heat injury by drinking plenty of fluids before, during and after exercise or play; decrease or stop practices or competitions during high heat/humidity periods;
- Take time off. Plan to have at least 1 day off per week and at least one month off per year from training for a particular sport to allow the body to recover.
To learn more about the various supplemental insurance policies
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Chubb is the world's largest publicly traded property and casualty insurance company. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company
The information provided by this document is only a brief description. Products vary by state and are subject to availability and qualifications. See the actual policy or policies for complete details of the policy features, benefits, options, rates, definitions, limitations, and exclusions. Accident and Accident and Sickness insurance policies issued by
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