Gun insurance: The NRA and Chubb sell protection for shooters
But you can't say the
Its allies may have squashed efforts in
Since April, the firearms-advocacy group, which has lobbied hard and mostly successfully to give civilians access to a wider range of guns and bullets, has been offering a new line of NRA
When shooting at people, "you can do everything right and still lose," the
"Without insurance, lawful self-defense can cost a fortune," the pitch goes on. It lists costs
The pitch also includes basic legal advice: When you shoot someone and the police arrive, do what officers tell you -- but don't tell them what happened until you hire a lawyer who knows gun laws. If you don't happen to have a sharp shooting-defense lawyer on your speed dial when the cops call, the policy managers can help you find one.
Why would I need insurance, the
The policies are underwritten by Westchester, a unit of Chubb, one of the nation's most successful and best-run property and casualty insurers. (Chubb, which occupies two towers overlooking Independence Hall in
Chubb spokesman
If the sales campaign is successful, will stepping up gun-insurance sales and profits change the
Insurance tends not to protect people who commit clearly criminal acts. But you can still expect long ugly litigation for the murders in Vegas.
"When the search for sources of funds gets underway, it will begin with entities that are allegedly responsible for the attack and their insurers, which are much more likely to have larger policies than that of any individual gun owner," says
Added Maniloff: "I would not be surprised to see claims against
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