Zone X is a moderate to low-risk flood area, but many county authorities and those in the home industry are urging
Wednesday, Hawthorne's backyard flooded nearly to his back door.
"It's always this bad," he said, "and this is just rain. They say we're not in a flood zone, but homes here do flood."
He said people shouldn't use the flood zone map to decide whether to buy flood insurance -- "everywhere floods."
"Zone X is a flood zone. It just means it's a low chance," RE/MAX real estate agent
Baker has sold homes for 27 years, most of them in
"I have to disclose flooding issues. I have to say if a home has a flooding issue even though it's not in a flood zone."
Baker said he understands people's inclination to save money. However, he said, "Some things you should not try to save on."
"If you're not in a flood zone and you just get the standard amount of coverage...it can go from
Flood insurance does not immediately go into effect, Parker said.
"We get people who want insurance after a major storm...Once you get flood insurance, it's not effective right away. There's a 30-day waiting period. You can't wait until a week before a system.
"You have to plan ahead."
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