Findings from Melaka Manipal Medical College Yields New Findings on Health Insurance (National intelligence and private health expenditure: Do high…

Findings from Melaka Manipal Medical College Yields New Findings on Health Insurance (National intelligence and private health expenditure: Do high IQ societies spend more on health insurance?)

By a News Reporter-Staff News Editor at Managed Care Weekly Digest -- A new study on Health Insurance is now available. According to news reporting originating in Melaka, Malaysia, by NewsRx journalists, research stated, "Studies show that high IQ people practice healthier lifestyles, which result in better health status. However, do such people spend more on healthcare? We employed hierarchical multiple regression analysis to examine the impact of national average IQ on private health expenditure, especially health insurance at cross-country level."

The news reporters obtained a quote from the research from Melaka Manipal Medical College, "Controlling for income, the old-age dependency ratio, and government expenditure on health, we found that IQ was positively significant on out-of-pocket healthcare expenditure but negatively associated with private health insurance expenditure. We suggest that high IQ societies pay less for health insurance because they are more capable of preventing illnesses or injuries and they live in healthier and safer environments, which are less vulnerable to diseases. In addition, they are more efficient at calculating risk and making choices according to their future healthcare needs."

According to the news reporters, the research concluded: "Hence, with price dispersion and various choices of health insurance plans available within the competitive market, high IQ people may be more efficient at obtaining lower effective prices of premiums."

For more information on this research see: National intelligence and private health expenditure: Do high IQ societies spend more on health insurance? Intelligence, 2015;52():1-8. Intelligence can be contacted at: Elsevier Science Inc, 360 Park Ave South, New York, NY 10010-1710, USA. (Elsevier - www.elsevier.com; Intelligence - www.journals.elsevier.com/intelligence/)

Our news correspondents report that additional information may be obtained by contacting N.A.S. Burhan, Melaka Manipal Med College, Fac Med, Bukit Baru 75150, Melaka, Malaysia. Additional authors for this research include F. Salleh and N.M.G. Burhan (see also Health Insurance).

Keywords for this news article include: Asia, Melaka, Malaysia, Health Insurance

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