Many South Dakotans may believe they don't need to buy flood insurance. Their house has never flooded before. They don't live in a high-risk flood zone.
But flooding this year in
The National Flood Insurance Program has received 222 flood insurance claims in
When flooding happens, the damage is not covered by most homeowner's insurance policies.
Property owners can protect themselves from these financial losses by having a flood insurance policy through the NFIP. Flood insurance coverage is available regardless of federal disaster declarations.
Coverage is available for residential and commercial buildings and the contents in them:
How to buy:
Contact your insurance company or agent. In addition to the NFIP, flood insurance is also available from some private insurance providers.
For an agent referral, call 800-427-4661 or visit https://www.fema.gov/national-flood-insurance-program/How-Buy-Flood-Insurance
For more information, visit FloodSmart.gov or call the NFIP helpdesk at 800-427-4661.