Blue Cross and Blue Shield of Texas Offers 2017 Open Enrollment Options in All Texas Counties
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"We know how important these decisions are for those in our communities who need quality, affordable health care coverage," said
Plans that Meet Member Needs and Budgets
BCBSTX offers three levels of health care plans - bronze, silver and gold - for both Blue Advantage HMO and Blue Advantage Plus HMO, all including required essential health benefits.
Bronze-level plans will have the lowest monthly premium, but may also have the highest out-of-pocket costs. The plan typically covers 60 percent of the cost of covered services, and the member pays the remaining, approximately 40 percent.
Silver-level plans have a slightly higher monthly premium than bronze, but have richer benefits. In many cases, the plan pays approximately 70 percent, and the member pays approximately 30 percent. Cost sharing reductions are only available on Silver-level plans.
Gold-level plans have an even higher level of benefits than silver, but also a higher monthly premium. The plan pays approximately 80 percent, and the member pays approximately 20 percent.
Member premiums and out-of-pocket costs will vary depending on the health coverage options members choose. Many residents may also be eligible for federal subsidies to help offset health care costs. As of
Added Benefits and Conveniences
All BCBSTX health coverage includes prescription drug coverage, featuring the preferred pharmacy network, which offers benefit designs with as low as
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