AM Best Affirms Credit Ratings of Delta Dental of California and Its Affiliates
The ratings reflect Delta Dental of California Group’s balance sheet strength assessment, which AM Best categorizes as very strong, as well as its strong operating performance, neutral business profile and appropriate enterprise risk management (ERM).
The ERM program is supported by a well-established governance structure, with culture and risk management controls. In addition, it utilizes the three lines of defense strategy. The top risk scenarios are stress tested to ascertain if the capital position exceeds minimum levels, and whether solvency was maintained to meet management’s business plan. The organization continues to invest in cyber security infrastructure and maintains cyber liability insurance coverage. AM Best will continue to monitor the organization’s ERM practices.
This press release relates to Credit Ratings that have been published on AM Best’s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best’s Credit Ratings. For information on the proper media use of Best’s Credit Ratings and AM Best press releases, please view Guide for Media - Proper Use of Best’s Credit Ratings and AM Best Rating Action Press Releases.
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Source: AM Best
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