After Thousands of Critical Comments on ‘Junk’ Health Insurance Plans That Can Exclude Preexisting Conditions, McCaskill Calls on Trump Administration to Rescind Rule
During the open comment period on the proposed rule, healthcare experts overwhelmingly condemned the Administration's plan, asserting the expanded sale and marketing of short-term "junk plans" will negatively affect coverage.
"On the proposal to expand the sale and marketing of short-term, 'junk plans,' as we previously expressed, this rule could harm people with pre-existing conditions, raise costs on older Americans, and promote plans that exclude basic benefits including hospitalization, prescription drugs, mental health services, substance abuse treatment, and maternity care," McCaskill and her colleagues wrote in a letter to the Secretaries of the
The Senators expressed serious concerns with the Administration's plans to allow the sale and marketing of short-term "junk" health insurance plans, citing the Los Angeles Times analysis that found the comments submitted to the
The
The Administration's rule would expand the three month limited-duration insurance plans intended to fill temporary gaps in coverage to 12 month plans or beyond, creating a permanent market for these bare-bones plans. These short-term plans allow insurance companies to skirt the requirement that they cover preexisting conditions letting them force families to fill out medical questionnaires when applying, which are often used to deny coverage or charge more based on a preexisting condition.
McCaskill has made tackling rising healthcare and prescription drug costs a top priority in the
Full text of the letter HERE (https://www.mccaskill.senate.gov/imo/media/doc/2018-06-13%20Signed%20Caucus%20Letter%20on%20Short%20Term%20Plan%20Reg.pdf).
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