Sammons Retirement Solutions, Inc. Launches LiveWell Asset Allocation ModelsSM Powered by Morningstar Associates
Business Wire, Inc. |
Streamlines Investment Selection Process in LiveWell Retirement SeriesSM
Providing Financial Professionals with Data and Recommendations for Asset Allocation Strategies
The models provide financial professionals with a quick and easy way to create portfolios for clients based on the client’s target asset allocations and according to their answers to an optional Morningstar Risk Tolerance Questionnaire. When creating a portfolio, an online Morningstar proposal-builder tool gives financial professionals the flexibility to use a LiveWell Model or to select a LiveWell Asset Class Model as a framework to choose the funds themselves. The tool allows financial professionals to add a hypothetical comparison portfolio to help evaluate the asset allocation, investment style, top holdings, and historical performance. The end result is a set of illustrations at the asset-class or investment option level that financial professionals can present to clients or prospects.
“It is becoming increasingly important for financial professionals to give their clients a range of options for investing rollover money from 401(k) and other investment vehicles. The challenge with too many options may be the difficulty in allocating the investment dollars.” said
The models are comprised of portfolios that provide exposure to a broad spectrum of asset classes. Each model suggests the mix of investment options based on a client’s time horizon, investment goals, and risk tolerance across different investment categories such as Conservative, Moderate, Moderate Growth, Growth, and Aggressive Growth. The models include investment options from brand name money managers as well as boutique managers.
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Variable annuities are designed for long-term investing such as retirement investing and are subject to market risk including loss of principal.
Investing in mutual funds and variable annuities involves risk, including potential loss of investment. You and your client should consider the investment objectives, risks, charges, and expenses of the mutual fund or variable annuity and its underlying investment options carefully before investing. The prospectus and/or summary prospectus contain this and other information. You or your client can call 866.747.3421 to obtain a current prospectus for the mutual fund or the variable annuity and its underlying investment options. Please read it carefully.
You and your client should consider the expenses of the IRA program before investing. You and your client must receive a fund prospectus and the LiveWell Mutual Fund IRA? disclosure form before investing.
The distributor for Midland National’s LiveWell Variable Annuity? is Sammons Financial Network, LLC?, member FINRA.
LiveWell Variable Annuity? is issued on form AS135A and ICC11-AS135A or appropriate state variations by
Under current law, annuities grow tax-deferred. Annuities may be subject to taxation during the income or withdrawal phase. The tax-deferred feature is not necessary for a tax-qualified plan. Neither
NOT FDIC INSURED, MAY LOSE VALUE INCLUDING LOSS OF PRINCIPAL, NO BANK GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.
FOR REGISTERED REPRESENTATIVE USE ONLY.NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.
1 Asset allocation (and/or diversification) does not ensure a profit or guarantee against loss; it is a method used to help manage risk.
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Copyright: | Copyright Business Wire 2012 |
Wordcount: | 977 |
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