|By Robin Erb, Detroit Free Press|
|McClatchy-Tribune Information Services|
And that means an increasing scramble by consumers, agents and advocates onto www.healthcare.gov as well as worry that -- as
"It's going to be a long week," said insurance agent
With few exceptions, those who don't find insurance by
So agents, federally trained enrollment staff and others are keeping offices open well past normal quitting time. They're still working the phones late at night. And in the daytime, they're perched on folding chairs at community centers and in church basements -- laptops and coffee within arm's reach -- trying to help consumers weigh their options.
They were thrilled.
"I've heard people say, 'I can't afford it,' but they don't even look into it," said
For still others, like
As a parts inspector,
The downside: The plan had high deductibles -- "a rip-off,"
There's little doubt that thousands of Michiganders have left it until the last minute, said
"We see it all the time. People will procrastinate as long as you allow them to," she said. With the complexity of the law and the disastrous, glitch-ridden rollout of www.healthcare.gov in October, it's not surprising, she said.
It's worth the time to sort it all out.
More on what you need to know about health coverage:
-- Get help with
-- From tax credits to canceling policies, reader questions answered
-- 470,000 Michiganders will be eligible for expanded
-- Highlights of plans offered by 13 insurers on state exchange
-- Those who don't get health insurance face penalties
-- Overwhelmed? Here are some tips as you look for health insurance
-- Not eligible for tax credits? You could find a better deal off the exchange
-- Who to ask for help depends on what you need
-- Already have health insurance at work? Basic questions answered
-- 10 essential benefits all insurance policies must carry
(c)2014 the Detroit Free Press
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