Experient Health Discusses How 18 SHOP Exchanges Will Delay Employee Choice For 2015 in Latest Blog Post
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In total, 18 states will not provide the employee choice model in 2015,
Under the Affordable Care Act (ACA), each state must have an Exchange where individuals and small businesses may purchase health insurance. The Small Business Health Options Program (SHOP) is the Exchange for small businesses,
The ACA requires each SHOP to provide an "employee choice model," in which the employer chooses a level of coverage and a contribution amount and employees can select any plan at that level.
"HHS has delayed implementation of the employee choice model,"
The list that the HHS released on
These states include
Employee choice is expected to be available in all FF-SHOPs in 2016. Most state-run SHOPs began offering the employee choice model to small employers in 2014.
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