The IHC Group Introduces Care Access Plan Fixed Indemnity Benefit, Providing Financial Assistance on Unexpected Medical Expenses
Delivering affordable solutions that ease the financial burdens of unexpected medical events,
"With rising deductibles and out-of-pocket medical expenses, supplemental health insurance is in demand," said
Advantages of CAP*** are numerous:
- It automatically includes a lump sum
$10,000 critical illness benefit for the primary insured and covered spouse, along with a$2,500 for each covered dependent child. As an option, the critical illness benefit may be increased to meet your family's specific needs. - It is an affordable option with several per injury or illness deductible options to choose from for lower monthly premium.
- It is guaranteed renewable; consumers cannot be singled out for a rate increase or cancellation based solely on changes to their health.
- It does not have open enrollment periods; consumers can secure coverage immediately at any time of the year
- The
Henry J. Kaiser Family Foundation . "Hospital Adjusted Expenses Per Inpatient Day By Ownership." 2014. http://kff.org/other/state-indicator/expenses-per-inpatient-day-by-ownership/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D
** Rae, Matthew, et al. "Patient Cost-Sharing in Marketplace Plans, 2016." The
*** THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA) LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES.
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Read the full story at http://www.prweb.com/releases/CareAccessPlan/1116/prweb13858746.htm
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