Almost 60 percent of the respondents couldn't identify the correct definition of "coinsurance," and more than 40 percent didn't know the proper definition of a "deductible," the study showed. Beyond not knowing the correct definitions of key health care terminology, the study found that many Washingtonians believed they had an understanding, but in fact were wrong. Nearly half of the respondents chose the wrong definition of "copay," while less than 6 percent acknowledged that they were "not sure" of the definition. This highlights the need for public education regarding health insurance terminology, even among people who believe they're already up to speed.
"On the eve of open enrollment, when millions of
While health insurance terminology may be confusing, the survey showed that people generally like talking to their doctors and feel comfortable talking with their doctors about their health. The study showed:
- Doctors are the people who Washingtonians are most likely to talk to about their health. Respondents are more likely to talk about their health with their doctor than with their family, spouse/significant other, or friends.
- More than 80 percent of respondents feel comfortable talking to their doctor about their weight, energy, eating habits, and exercise habits, while less than 60 percent feel comfortable talking to their doctor about sex.
- More than eight-out-10 respondents agreed with
Group Healththat being healthy is about more than keeping your body in good working order; it's about being human and living your life every step of the way.
- Of the health insurance terms we tested, knowledge of deductibles was highest: 65 percent chose the correct definition.
A copy of the complete research report is available upon request.
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